2026-06-162025/26:FiU45 · p.1FiUEconomy & finance

Sample collection of information on household debt

Legislative amendment to include household debt data in Fasit

What's at stake: The decision determines whether the state gains a better statistical basis on household indebtedness for purposes such as financial stability and distributional policy, while also meaning that more personal data on individual households is collected and processed.

Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.

What the vote decides

The question is whether parliament should adopt the legislative amendment enabling the collection of data on household debt in the Fasit distributional analysis statistics system, or reject the bill as insufficient.

Yes Yes — the committee proposal

The committee considers the government's proposal well-balanced and endorses the legislative amendment to include data on household debt in Fasit, while rejecting the motion calling for the bill to be rejected.

No No — the reservations

Reservation 1 (S, V)

The reservation (S, V) considers the bill insufficient to achieve its intended purposes and wants parliament to reject the government's proposed amendment to the Fasit Act.

Summarised from the committee report. Party labels in the summary come from the report, not from the vote.

VSMPCLKDMSD
YesNoAbstainAbsent

What do the votes mean here?

Yes The committee proposal: adopting the government's legislative proposal and rejecting the motions (keeping things as they are).

No Backing the counter-proposal: reservation 1 by S, V.

Abstain The party marks a position of its own that is not one of the two final alternatives.

What each plan points to — and how the party voted

For each party: the vote its own election manifesto and party programme point to in this case, next to how the party actually voted. A plan can only point to Yes or No; a party can also abstain.

PlanVoteConfidenceEvidence
Vown reservationYesNo 0/21/0/0departs from the planconfidence: lownot addressed
Sown reservationYesNo 1/104/0/1departs from the planconfidence: lownot addressed
MPYesYes 18/0/0/0follows the planconfidence: lownot addressed
CNoYes 24/0/0/0departs from the planconfidence: lowderived
LNoYes 16/0/0/0departs from the planconfidence: lowderived
KDNoYes 18/0/0/1departs from the planconfidence: lowderived
MYesYes 66/0/0/0follows the planconfidence: lownot addressed
SDNoYes 70/0/0/0departs from the planconfidence: lownot addressed

Broke with the party line

SOla Möller (S, Skåne läns västra)Yes — party line: No

MPs whose vote differs from their party's majority position in this division. Marked with a dark ring in the chamber view.

Committee proposal

Parliament adopts the Government's proposal for a law amending the Act (2019:508) on treatment of personal data in the distribution-analytical statistics system for income and transfers. Thereby Parliament approves Government bill 2025/26:255 and rejects motion 2025/26:4185 by Mikael Damberg et al. (S) demand 1.

Original (Swedish)

Riksdagen antar regeringens förslag till lag om ändring i lagen (2019:508) om behandling av personuppgifter i det fördelningsanalytiska statistiksystemet för inkomster och transfereringar. Därmed bifaller riksdagen proposition 2025/26:255 och avslår motion 2025/26:4185 av Mikael Damberg m.fl. (S) yrkande 1.

Riksdag decision: Parliament said yes to the Government's proposal that Statistics Sweden's microsimulation model (Fasit) should be expanded to be able to collect information on the household sector's debts and debt payments. The proposal means that it will become possible in Fasit to analyze individuals' and households' resilience and sensitivity to economic disturbances, such as for example an income loss or unexpected interest rate changes. The purpose of the Government's proposal is to improve the decision-making basis for economic policy and make it easier to develop appropriate measures. The Government means that a collection to Fasit limited to only include information on debts is sufficient to achieve the purposes intended. Such a limitation provides the basis needed to better shape policy within financial stability and distribution policy. At the same time, unnecessary mapping of individuals' and households' economy is avoided. The legislative changes begin to apply on 1 August.

Counter-proposals

Plan vs actual vote

Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.

VVänsterpartietYesNodeparts from the plannot addressed

The plan sees household indebtedness as something that weakens people's independence and requires harder regulation of banks' societal-impact activities.

Plan documents: party programme

Reasoning and quotes

The plan sees household indebtedness as something that weakens people's independence and requires harder regulation of banks' societal-impact activities. Better statistical data on household debts serves that ambition, and the plan therefore speaks against the counter-proposal's requirement that the change to the statistics law not be carried through. The plan's requirement to protect personal integrity does however provide a reservation that justifies low certainty.

Original (Swedish)

Planen ser hushållens skuldsättning som något som försvagar människors självständighet och kräver hårdare reglering av bankernas samhällspåverkande verksamhet. Ett bättre statistiskt underlag om hushållens skulder tjänar den ambitionen, och planen talar därför emot motförslagets krav att ändringen av statistiklagen inte genomförs. Planens krav på skydd av den personliga integriteten ger dock en reservation som motiverar låg säkerhet.

  • indebtedness weakens wage earnersdecisive»Skuldsättning försvagar många människors självständighet och« (party programme ↗)“Indebtedness weakens many people's independence and”
  • harder regulation of banks»behövs en hårdare reglering av bankernas« (party programme ↗)“there needs to be harder regulation of banks'”
  • the debt economy benefits capital»skulder är både lönsamt för bankerna« (party programme ↗)“debts are both profitable for banks”
  • protection of personal integrity»har rätt till skydd av sin personliga integritet.« (party programme ↗)“have the right to protection of their personal integrity.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

SSocialdemokraternaYesNodeparts from the plannot addressed

The plan does not address statistical collection on households' debts.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan does not address statistical collection on households' debts. The closest-lying principle is responsibility for a stable price level and a credible fiscal policy framework, which requires good statistical basis and speaks against stopping the change in the statistics act. Protection of personal integrity justifies limitations in collection but not stopping it entirely.

Original (Swedish)

Planen behandlar inte statistikinsamling om hushållens skulder. Närmast liggande princip är ansvaret för en stabil prisnivå och ett trovärdigt finanspolitiskt ramverk, vilket förutsätter gott statistiskt underlag och talar mot att stoppa ändringen i statistiklagen. Skyddet för den personliga integriteten motiverar begränsningar i insamlingen men inte att den stoppas helt.

  • stable price leveldecisive»Vi värnar Riksbankens oberoende och ansvar för att stabilisera den allmänna prisnivån« (2022 manifesto ↗)“We protect the Riksbank's independence and responsibility for stabilizing the general price level”
  • responsible economic policy»Vi står upp för det finanspolitiska ramverket och vill utveckla det för att möta vår tids samhällsproblem.« (2022 manifesto ↗)“We stand up for the fiscal policy framework and want to develop it to meet our time's societal problems.”
  • personal integrity»Skydd för den personliga integriteten.« (party programme ↗)“Protection of personal integrity.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

MPMiljöpartietYesYesfollows the plannot addressed

The plan does not address the statistics act or the collection of data on household debt.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan does not address the statistics act or the collection of data on household debt. The closest related principle is that economic policy should be based on better measures and data and that the financial system should be stable rather than a source of instability, which speaks to the need for better knowledge of household indebtedness. The party explicitly requests systematic statistics as a basis in other areas. The counter-proposal's demand that the legislative change not be implemented is therefore rejected.

Original (Swedish)

Planen behandlar inte statistiklagen eller insamling av uppgifter om hushållens skulder. Närmast liggande princip är att den ekonomiska politiken ska bygga på bättre mått och underlag och att det finansiella systemet ska vara stabilt snarare än en källa till instabilitet, vilket talar för bättre kunskap om hushållens skuldsättning. Partiet efterfrågar på andra områden uttryckligen systematisk statistik som underlag. Motförslagets krav på att lagändringen inte genomförs avvisas därför.

  • stable financial systemdecisive»Det finansiella systemet ska vara en drivkraft för samhällsutveckling« (party programme ↗)“The financial system should be a driver of societal development”
  • better data for economic policy»Sådana mått ska ges en framträdande roll när ekonomisk politik« (party programme ↗)“Such measures should be given a prominent role when economic policy”
  • systematic statistics as a tool»ta fram systematisk statistik för att belysa diskriminering och rasism i samhället.« (2022 manifesto ↗)“develop systematic statistics to illuminate discrimination and racism in society.”
CCenterpartietNoYesdeparts from the planderived

The plan says nothing about the Statistics Act, but requires that all legislation be tested against its impact on personal integrity and that the intrusion is proportionate to the purpose.

Plan documents: party programme

Reasoning and quotes

The plan says nothing about the Statistics Act, but requires that all legislation be tested against its impact on personal integrity and that the intrusion is proportionate to the purpose. When the collection of information on individuals' debts is questioned as insufficient for its purposes the proportionality argument falls away, and the plan's integrity principle then speaks against carrying out the change. The conclusion is derived from general principles.

Original (Swedish)

Planen säger inget om statistiklagen, men kräver att all lagstiftning prövas mot sin påverkan på den personliga integriteten och att ingreppet står i proportion till syftet. När insamlingen av uppgifter om enskildas skulder ifrågasätts som otillräcklig för sina syften faller proportionalitetsargumentet, och planens integritetsprincip talar då för att ändringen inte genomförs. Slutsatsen är härledd ur allmänna principer.

  • proportionality in integrity intrusionsdecisive»Det måste finnas en proportionalitet mellan lagstiftningens inskränkning av medborgarnas integritet och lagarnas syfte.« (party programme ↗)“There must be proportionality between legislation's restriction of citizens' integrity and the purpose of the laws.”
  • integrity testing of legislationweak support»All lagstiftning bör prövas mot dess påverkan på människors personliga integritet.« (party programme ↗)“All legislation should be tested against its impact on people's personal integrity.”
  • strong integrity protection»Ett starkt integritetsskydd är därför en omistlig del av ett öppet och demokratiskt samhälle.« (party programme ↗)“Strong integrity protection is therefore an indispensable part of an open and democratic society.”

flags: citat_svagt

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

LLiberalernaNoYesdeparts from the planderived

The plan allows measures that affect personal privacy only if an opposing interest weighs clearly heavier and the measure is also effective.

Plan documents: party programme

Reasoning and quotes

The plan allows measures that affect personal privacy only if an opposing interest weighs clearly heavier and the measure is also effective. The counter-proposal maintains precisely that the proposed collection does not achieve its purposes; then the effectiveness requirement fails and the reason for registering household debts. However, the plan does not address debt statistics, so the conclusion rests on a general principle.

Original (Swedish)

Planen tillåter åtgärder som påverkar den personliga integriteten bara om ett motstående intresse väger uppenbart tyngre och åtgärden dessutom är effektiv. Motförslaget hävdar just att den föreslagna insamlingen inte når sina syften; då faller effektivitetsvillkoret och skälet att registrera hushållens skulder. Planen behandlar dock inte skuldstatistik, så slutsatsen vilar på en allmän princip.

  • effectiveness requirement for privacy intrusiondecisive»Åtgärder som påverkar den personliga integriteten negativt är endast berättigade om ett motstående intresse väger uppenbart tyngre och åtgärden är effektiv.« (party programme ↗)“Measures that negatively affect personal privacy are only justified if an opposing interest weighs clearly heavier and the measure is effective.”
  • strengthened privacy protection»Skyddet för den enskildes integritet ska stärkas.« (party programme ↗)“Protection for the individual's privacy shall be strengthened.”
  • scepticism towards increased power»en sund skepsis mot ökade offentliga maktanspråk« (party programme ↗)“a sound scepticism towards increased public power assertions”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

KDKristdemokraternaNoYesdeparts from the planderived

The plan does not address the statistics act, but it gives personal integrity strong constitutional protection and requires that public authorities show great caution in handling personal data.

Plan documents: party programme

Reasoning and quotes

The plan does not address the statistics act, but it gives personal integrity strong constitutional protection and requires that public authorities show great caution in handling personal data. A new collection of data on individual households' debts is precisely such an intrusion that should be reviewed restrictively. The counter-proposal's requirement that the change not be implemented thus lies closest to the plan's integrity principle, even though the plan's interest in households' indebtedness pulls in the other direction.

Original (Swedish)

Planen behandlar inte statistiklagen, men den ger den personliga integriteten ett starkt grundlagsskydd och kräver att det offentliga visar stor försiktighet vid hantering av personuppgifter. En ny insamling av uppgifter om enskilda hushålls skulder är just ett sådant intrång som ska prövas restriktivt. Motförslagets krav på att ändringen inte genomförs ligger därmed närmast planens integritetsprincip, även om planens intresse för hushållens skuldsättning drar åt andra hållet.

  • strong integrity with personal datadecisive»Den personliga integriteten ska ha ett starkt grundlagsskydd och det offentliga måste tillämpa stor försiktighet och respekt för den personliga integriteten vid hantering av personuppgifter.« (party programme ↗)“Personal integrity shall have strong constitutional protection and the public authorities must apply great caution and respect for personal integrity in the handling of personal data.”
  • integrity as a fundamental right»Sådana rättigheter är framför allt rätten till liv, personlig frihet och integritet« (party programme ↗)“Such rights are above all the right to life, personal liberty and integrity”
  • high household savings»Sparandet i den svenska ekonomin måste hållas högt genom hushållssparande och genom återhållsamhet i de offentliga utgifterna.« (party programme ↗)“Savings in the Swedish economy must be kept high through household savings and through restraint in public expenditure.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

MModeraternaYesYesfollows the plannot addressed

The plan does not address data collection on household debts.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan does not address data collection on household debts. The closest principles point in different directions: personal integrity shall be protected, but the plan simultaneously accepts extensive data collection on the population when the purpose is for the state to have correct information. A sample-based collection for official statistics provides no support in the plan for stopping the legislative change.

Original (Swedish)

Planen behandlar inte statistikinsamling om hushållens skulder. Närmast liggande principer pekar åt olika håll: den personliga integriteten ska värnas, men planen accepterar samtidigt omfattande uppgiftsinsamling om befolkningen när syftet är att staten ska ha korrekt underlag. En stickprovsinsamling för officiell statistik ger inget stöd i planen för att stoppa lagändringen.

  • protected personal integritydecisive»Den personliga integriteten ska värnas, såväl från intrång« (party programme ↗)“Personal integrity shall be protected, both from intrusion”
  • correct information on the population»Genomföra en nationell folkräkning för att stoppa bidragsbrotten« (2022 manifesto ↗)“Conduct a national census to stop benefit fraud”
  • freedom and security in balance»Frihet och trygghet går hand i hand.« (party programme ↗)“Freedom and security go hand in hand.”
SDSverigedemokraternaNoYesdeparts from the plannot addressed

The plan does not address the statistics act, but it requires a minimum of bureaucracy in all public activities and wants to strengthen the constitution's protection of property rights.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan does not address the statistics act, but it requires a minimum of bureaucracy in all public activities and wants to strengthen the constitution's protection of property rights. A new collection of information about individual households' debts is precisely the kind of expansion of the public's surveying that those principles call for caution about. The closest commitment therefore speaks in favor of the counter-proposal's requirement that the change not be implemented.

Original (Swedish)

Planen tar inte upp statistiklagen, men den kräver ett minimum av byråkrati i all offentlig verksamhet och vill stärka grundlagens skydd för äganderätten. En ny insamling av uppgifter om enskilda hushålls skulder är just en sådan utvidgning av det offentligas kartläggning som de principerna manar till försiktighet med. Närmast liggande åtagande talar därför för motförslagets krav att ändringen inte genomförs.

  • minimum av byråkratidecisive»Centralt för partiet är att respekt för skattebetalarnas pengar och strävan efter ett minimum av byråkrati skall genomsyra all offentlig verksamhet.« (party programme ↗)“Central to the party is that respect for taxpayers' money and the pursuit of a minimum of bureaucracy shall permeate all public activities.”
  • stärkt rättighetsskydd»Förstärka grundlagens rättighetsskydd vad gäller yttrandefrihet, äganderätt och frihet från religion« (2022 manifesto ↗)“Strengthen the constitution's protection of rights regarding freedom of expression, property rights and freedom from religion”
  • skala bort onödiga utgifter»Skala bort onödiga utgifter i det offentliga« (2022 manifesto ↗)“Scale back unnecessary expenditures in the public sector”
  • resultatkrav på satsningar»Begära tydliga resultat för varje offentlig satsning« (2022 manifesto ↗)“Demand clear results for every public investment”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

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Sources and documents

Documents under consideration

Source: The Swedish Parliament