Combating money laundering and bank and payment fraud
What's at stake: The decision affects how well protected the public is against bank-ID and payment fraud, who bears the financial loss when fraud nonetheless occurs, and how closely banks' role in tax evasion and money laundering is scrutinised.
Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.
What the vote decides
The question is whether the Riksdag should already call for tighter requirements on banks - such as shared liability for fraud losses and possible loss of a banking licence for repeated tax evasion - or whether the ongoing work on new anti-money-laundering legislation and the banks' own anti-fraud measures should be allowed to continue without further direction.
Yes Yes — the committee proposal
The committee holds that combating fraud, money laundering and terrorist financing must be a high priority and points to ongoing work on uniform EU anti-money-laundering legislation, national measures already implemented such as a licensing requirement for payment services and a new law on penalties for unlawful financial activity, plus the government's continued dialogue with the banks and the Financial Supervisory Authority on the banks' anti-fraud package, and therefore rejects the motions.
No No — the reservations
Reservation 20 (V)
The dissenter wants the government to investigate whether banks repeatedly guilty of tax evasion or aiding tax evasion should lose their right to operate as a bank, tighten security requirements for bank-ID and similar e-ID services, strengthen consumer protection against payment-market fraud, and ensure consumers do not have to bear liability for unauthorised withdrawals via bank-ID, security tokens or Swish, citing the UK model in which the customer's bank and the receiving bank share liability for reimbursement and banks publish fraud statistics.
Summarised from the committee report. Party labels in the summary come from the report, not from the vote.
V–
S–
MP–
C–
L–
KD–
M–
SD–
YesNoAbstainAbsent
What do the votes mean here?
Yes The committee proposal: rejecting the motions (keeping things as they are).
No Backing the counter-proposal: reservation 20 by V.
Abstain The party marks a position of its own that is not one of the two final alternatives.
The plan's stance / Actual vote
AI
Vote
Confidence
Evidence
Vown reservation
–
No 0/15/0/7
S
–
Abstain 0/0/93/13
MP
–
Abstain 0/0/16/2
C
–
Abstain 0/0/21/3
L
–
Yes 10/0/0/6
KD
–
Yes 17/0/0/2
M
–
Yes 60/0/0/8
SD
–
Yes 61/0/0/10
Committee proposal
The Riksdag rejects the motions
2025/26:177 by Ilona Szatmári Waldau et al. (V) amendment 8,
2025/26:330 by Bo Broman and Linda Lindberg (both SD) amendments 1-3,
2025/26:720 by Anna-Belle Strömberg et al. (S),
2025/26:830 by Mikael Larsson (C),
2025/26:972 by Andreas Lennkvist Manriquez et al. (V) amendments 16-20,
2025/26:1208 by Adrian Magnusson (S),
2025/26:2153 by Sten Bergheden (M) amendments 1 and 2,
2025/26:2324 by Ann-Sofie Lifvenhage (M),
2025/26:2646 by Patrik Karlson (L),
2025/26:3405 by Emma Berginger et al. (MP) amendment 53,
2025/26:3559 by Mikael Damberg et al. (S) amendments 10-12,
2025/26:3581 by Ulrika Liljeberg et al. (C) amendments 11 and 12,
2025/26:3586 by Teresa Carvalho et al. (S) amendment 103 and
2025/26:3649 by Joakim Järrebring et al. (S) amendments 18 and 19.
Original (Swedish)
Riksdagen avslår motionerna
2025/26:177 av Ilona Szatmári Waldau m.fl. (V) yrkande 8,
2025/26:330 av Bo Broman och Linda Lindberg (båda SD) yrkandena 1-3,
2025/26:720 av Anna-Belle Strömberg m.fl. (S),
2025/26:830 av Mikael Larsson (C),
2025/26:972 av Andreas Lennkvist Manriquez m.fl. (V) yrkandena 16-20,
2025/26:1208 av Adrian Magnusson (S),
2025/26:2153 av Sten Bergheden (M) yrkandena 1 och 2,
2025/26:2324 av Ann-Sofie Lifvenhage (M),
2025/26:2646 av Patrik Karlson (L),
2025/26:3405 av Emma Berginger m.fl. (MP) yrkande 53,
2025/26:3559 av Mikael Damberg m.fl. (S) yrkandena 10-12,
2025/26:3581 av Ulrika Liljeberg m.fl. (C) yrkandena 11 och 12,
2025/26:3586 av Teresa Carvalho m.fl. (S) yrkande 103 och
2025/26:3649 av Joakim Järrebring m.fl. (S) yrkandena 18 och 19.
Riksdag decision: The Riksdag has considered a statement from the government on the activities of the International Monetary Fund (IMF) in 2025. The statement addresses, among other things, the institution's work on surveillance, lending, and capacity development to promote economic development and financial stability. The statement also sets out the government's priorities for the IMF's activities.
Like the government, the committee considers that the IMF has an important role in supporting Ukraine. The Riksdag considers that the statement on IMF activities provides a good picture of the institution's activities over the past year. As the Riksdag has previously stated, it is valuable that the government's priorities in relation to the IMF's work are clearly presented in the statement.
The Riksdag placed the statement on record, which means that the matter was concluded.
The Riksdag also rejected approximately 120 proposals in motions on financial market issues from the general motion period 2025. The motions address macroeconomic supervision and the mortgage market, SBAB, statistics on household assets and debts, structure and competition in the banking and financial market, and access to basic banking services.
Counter-proposals
The counter-proposal wants to introduce an equivalent to the Finnish model for mortgages in Sweden. (V) — Reservation 20