2023-11-152023/24:CU6 · p.2CUCivil law & housing
Future design of legislation
Future scope of the insurance requirement for electric vehicles without pedals or a crank
What's at stake: The decision affects the cost for companies that rent out e-scooters and similar vehicles, and how much protection riders and others get in accidents; broader insurance means stronger protection but higher cost.
Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.
What the vote decides
The question is whether the insurance requirement for electric vehicles without pedals or a crank (e.g. e-scooters) should continue to cover full traffic insurance, or be limited to liability insurance only.
Yes Yes — the committee proposal
The committee considers that the insurance requirement should not be limited to liability insurance, since the Swedish traffic-insurance model offers broader protection, including compensation for the rider's own injuries.
No No — the reservations
Reservation 1 (SD)
The reservation (SD) wants to limit the insurance requirement to liability insurance only, in line with the EU directive's minimum requirement, to avoid over-implementing EU rules and keep costs down for rental companies and customers.
Summarised from the committee report. Party labels in the summary come from the report, not from the vote.
What do the votes mean here?
Yes The committee proposal: rejecting the motions (keeping things as they are).
No Backing the counter-proposal: reservation 1 by SD.
Abstain The party marks a position of its own that is not one of the two final alternatives.
The decision would have held
Explicit commitments that contradicted the vote: MModeraterna
Ja 233–63Ja 173–123
Counterfactual: the parties above are moved to the position their own documents explicitly point at, carrying their whole contingent present. Every other party keeps its real figures, including dissenters and absentees.
How the AI parties would have voted
For each party: what its own plan – election manifesto and party programme – argues for in this case, next to how the party actually voted. The AI can only answer Yes or No; a party can also abstain.
| AI | Vote | Confidence | Evidence | ||
|---|---|---|---|---|---|
| V | Yes | Yes 20/0/0/4 | match | confidence: medium | derived |
| S | Yes | Yes 94/0/0/13 | match | confidence: low | not addressed |
| MP | Yes | Yes 13/0/0/5 | match | confidence: medium | derived |
| C | No | Yes 20/0/0/4 | differs | confidence: medium | not addressed |
| L | No | Yes 12/0/0/4 | differs | confidence: low | not addressed |
| KD | Yes | Yes 14/0/0/5 | match | confidence: low | not addressed |
| M | No | Yes 60/0/0/8 | differsagainst own programme | confidence: high | explicit |
| SD | No | No 0/62/0/10 | match | confidence: low | not addressed |
Committee proposal
The Riksdag rejects motion 2023/24:74 by Mikael Eskilandersson et al. (SD).
Original (Swedish)
Riksdagen avslår motion 2023/24:74 av Mikael Eskilandersson m.fl. (SD).
Riksdag decision: Most electric scooters in traffic will be covered by motor vehicle insurance requirements. This is one of the measures to strengthen protection for those injured in traffic, according to a government bill. The proposal also includes a so-called insolvency guarantee system. This means that a person who has been injured receives compensation even if their motor vehicle insurance provider goes bankrupt. The Riksdag approved the proposal, which is based on an EU directive from 2021. The new regulations come into effect on December 23, 2023, with the exception of the insolvency guarantee system, which shall come into effect at the time determined by the government.
Counter-proposals
- The counter-proposal wants to limit the insurance requirement for electric vehicles to liability insurance only. (SD) — Reservation 1
Plan vs actual vote
Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.
The plan's decisive commitment is that social rights shall take precedence over capital's freedom and that it is wrong to view social security as a problem because it constrains businesses' freedom.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The plan's decisive commitment is that social rights shall take precedence over capital's freedom and that it is wrong to view social security as a problem because it constrains businesses' freedom. The plan furthermore defends the right to go further than the EU's minimum levels. Lowering insurance obligations to the EU directive's minimum to keep down rental companies' costs provides weaker protection for individuals and is therefore rejected.
Original (Swedish)
Planens avgörande åtagande är att sociala rättigheter ska överordnas kapitalets frihet och att det är fel att betrakta social trygghet som ett problem för att den begränsar företagens frihet. Planen försvarar dessutom rätten att gå längre än EU:s miniminivåer. Att sänka försäkringsplikten till EU-direktivets minimum för att hålla nere uthyrningsbolagens kostnader ger ett svagare skydd för den enskilde och avvisas därför.
- social rights before capitaldecisive»demokratiska rättigheter ska överordnas kapitalets frihet.« (party programme ↗)“democratic rights shall take precedence over capital's freedom.”
- EU devalues social security»medan social trygghet, miljöskydd och arbetsrätt betraktas« (party programme ↗)“whereas social security, environmental protection and labour law are viewed”
- right to go further than EU»gå före med radikalare lagstiftning.« (party programme ↗)“proceed with more radical legislation.”
- strong security systems»Tryggheten i ett samhälle hänger ihop med hur våra trygghetssystem fungerar – a-kassan, sjukförsäkringen, LSS och pensionerna.« (2022 manifesto ↗)“Security in a society depends on how our security systems work — unemployment insurance, sickness insurance, LSS and pensions.”
The plan does not address traffic insurance, but its principle is that Sweden and member states shall be able to go further than the EU's minimum levels and that companies' freedom on the internal market shall not take place at the expense of social sustainability.
Plan documents: party programme
Reasoning and quotes
The plan does not address traffic insurance, but its principle is that Sweden and member states shall be able to go further than the EU's minimum levels and that companies' freedom on the internal market shall not take place at the expense of social sustainability. Good economic protection when income is lost is moreover fundamental in the party programme, which argues against scaling down insurance obligations to only liability insurance to keep down car rental companies' costs.
Original (Swedish)
Planen behandlar inte trafikförsäkring, men dess princip är att Sverige och medlemsländerna ska kunna gå längre än EU:s miniminivåer och att företagens frihet på inre marknaden inte får ske på bekostnad av social hållbarhet. Ett gott ekonomiskt skydd när inkomsten faller bort är dessutom grundläggande i partiprogrammet, vilket talar mot att skala ned försäkringsplikten till enbart ansvarsförsäkring för att hålla nere uthyrningsbolagens kostnader.
- right to go further than EUdecisive»Medlemsländerna ska också kunna gå före« (party programme ↗)“Member states shall also be able to go ahead”
- social sustainability before business freedom»likabehandling av arbetstagare och om ekonomisk, social och miljömässig hållbarhet« (party programme ↗)“equal treatment of workers and economic, social and environmental sustainability”
- protection when income is lost»Ett gott ekonomiskt skydd när den egna förvärvsinkomsten faller bort är grundläggande« (party programme ↗)“Good economic protection when own earnings are lost is fundamental”
The plan requires strong protection for consumers and explicitly states that member states must have the right to go ahead with stricter legislation even if it conflicts with the EU's internal market.
Plan documents: party programme
Reasoning and quotes
The plan requires strong protection for consumers and explicitly states that member states must have the right to go ahead with stricter legislation even if it conflicts with the EU's internal market. Cutting the insurance requirement to the EU directive's minimum requirements to keep car rental companies' costs down goes against that line, because Swedish protection also covers the driver's own injuries. The counter-proposal's requirement is therefore rejected.
Original (Swedish)
Planen kräver ett starkt skydd för konsumenterna och slår uttryckligen fast att medlemsländerna måste få rätt att gå före med hårdare lagstiftning även om det strider mot EU:s inre marknad. Att skära ned försäkringsplikten till EU-direktivets minimikrav för att hålla nere uthyrningsbolagens kostnader går emot den linjen, eftersom det svenska skyddet också täcker förarens egna personskador. Motförslagets krav avvisas därför.
- strong consumer protectiondecisive»för konsumenterna genom god konsumentvägledning« (party programme ↗)“for consumers through good consumer guidance”
- right to go ahead of EU minimum»Medlemsländerna måste få rätt att gå före med« (party programme ↗)“Member states must have the right to go ahead with”
- protection level before internal market»även om det strider mot EU:s inre marknad« (party programme ↗)“even if it conflicts with the EU's internal market”
The plan's guiding commitment here is to clear up the regulatory thicket for entrepreneurs, large and small, and that unnecessary and cost-driving rules shall be removed.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The plan's guiding commitment here is to clear up the regulatory thicket for entrepreneurs, large and small, and that unnecessary and cost-driving rules shall be removed. Limiting insurance requirements to the EU directive's minimum requirements rather than over-implementing follows from this, as does that good conditions for small businesses are crucial for jobs. The plan's EU line that the union and national legislation should not interfere more than necessary points in the same direction.
Original (Swedish)
Planens bärande åtagande här är att rensa upp i regelträsket för entreprenörer, stora som små, och att överflödiga och kostnadsdrivande regler ska bort. Att begränsa försäkringsplikten till EU-direktivets minimikrav i stället för att överimplementera följer av detta, liksom av att goda villkor för små företag är avgörande för jobben. Planens EU-linje att unionen och nationell lagstiftning inte ska gripa in mer än nödvändigt pekar i samma riktning.
- remove regulatory red tapedecisive»Rensa upp i regelträsket för entreprenörer, stora som små.« (2022 manifesto ↗)“Clear up the regulatory thicket for entrepreneurs, large and small.”
- no unnecessary rules»Dyra, krångliga och innovationshämmande regelverk ligger som en våt filt över delar av landsbygden. Vi ska rensa upp bland överflödiga regler och byråkrati.« (2022 manifesto ↗)“Expensive, complicated and innovation-hampering regulations lie like a wet blanket over parts of the countryside. We shall clear up unnecessary rules and bureaucracy.”
- good conditions for business»Goda villkor för entreprenörer, egenföretagare och små företag är därför avgörande för att skapa nya jobb.« (party programme ↗)“Good conditions for entrepreneurs, self-employed and small businesses are therefore crucial for creating new jobs.”
- regulate only what is necessary»EU måste bli smalare, men vassare, göra färre saker men göra dem bättre.« (party programme ↗)“The EU must become narrower, but sharper, do fewer things but do them better.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan requires reduced regulatory burden and harmonised regulatory frameworks on the internal market, which points toward not going further than the EU directive's minimum requirements.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The plan requires reduced regulatory burden and harmonised regulatory frameworks on the internal market, which points toward not going further than the EU directive's minimum requirements. An insurance duty limited to liability insurance keeps down costs for rental enterprises and customers in line with the requirement for a deepened internal market and mutual recognition of other countries' rules. The plan says nothing about traffic insurance's scope and the strong consumer position pulls partly the other way, so the uncertainty is large.
Original (Swedish)
Planen kräver minskad regelbörda och harmoniserade regelverk på den inre marknaden, vilket bär mot att inte gå längre än EU-direktivets minimikrav. En försäkringsplikt begränsad till ansvarsförsäkring håller nere kostnaderna för uthyrningsföretag och kunder i linje med kravet på en fördjupad inre marknad och ömsesidigt erkännande av andra länders regler. Planen säger inget om trafikförsäkringens omfattning och den starka konsumentställningen drar delvis i motsatt riktning, varför osäkerheten är stor.
- reduced regulatory burdendecisive»Regelbördan för små företag ska minska« (party programme ↗)“The regulatory burden for small enterprises shall decrease”
- harmonised EU rules»Den inre marknaden ska utvecklas, regelverk ska harmoniseras« (party programme ↗)“The internal market shall develop, regulatory frameworks shall be harmonised”
- deepened internal market»Vi ska stärka EU som frihandelsunion med en fördjupad inre marknad« (2022 manifesto ↗)“We shall strengthen the EU as a free-trade union with a deepened internal market”
- strong consumer position»I en fungerande marknadsekonomi har konsumenten kunskap och makt att fatta välinformerade beslut.« (party programme ↗)“In a functioning market economy, the consumer has knowledge and power to make well-informed decisions.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan does not address the scope of motor vehicle insurance, but requires that social insurance provides reasonable security in case of workplace injury and that a zero vision applies for deaths and serious injuries in traffic, which speaks against reducing protection to the EU's minimum requirements.
Plan documents: party programme
Reasoning and quotes
The plan does not address the scope of motor vehicle insurance, but requires that social insurance provides reasonable security in case of workplace injury and that a zero vision applies for deaths and serious injuries in traffic, which speaks against reducing protection to the EU's minimum requirements. The plan's requirement for regulatory simplification and that new laws are tested from a small business perspective pulls in the opposite direction but applies mainly to bureaucracy, not protection levels.
Original (Swedish)
Planen behandlar inte trafikförsäkringens omfattning, men kräver att socialförsäkringen ger rimlig trygghet vid arbetsskada och att en nollvision gäller för dödsfall och svåra skador i trafiken, vilket talar mot att skära ned skyddet till EU:s minimikrav. Planens krav på regelförenkling och att nya lagar prövas ur ett småföretagarperspektiv drar i motsatt riktning men gäller främst byråkrati, inte skyddsnivåer.
- security in case of injurydecisive»en rimlig trygghet vid sjukdom, arbetslöshet, arbetsskada och pension.« (party programme ↗)“reasonable security in case of illness, unemployment, workplace injury and pension.”
- zero vision in traffic»Det är viktigt med en nollvision för dödsfall och svåra« (party programme ↗)“It is important with a zero vision for deaths and serious”
- small business perspective on new rules»Tillkommande lagar bör prövas ur ett småföretagarperspektiv.« (party programme ↗)“Incoming laws should be tested from a small business perspective.”
The plan explicitly establishes that overimplementation of EU decisions shall be counteracted and that EU directives as a main rule shall be implemented at minimum level.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The plan explicitly establishes that overimplementation of EU decisions shall be counteracted and that EU directives as a main rule shall be implemented at minimum level. The counter-proposal calls for exactly this: that the insurance obligation is limited to the directive's minimum requirement on liability insurance. The plan's commitments on reduced red tape and lower administrative costs for businesses point in the same direction.
Original (Swedish)
Planen slår uttryckligen fast att överimplementering av EU-beslut ska motverkas och att EU-direktiv som huvudregel ska genomföras på miniminivå. Motförslaget kräver just detta: att försäkringsplikten begränsas till direktivets minimikrav om ansvarsförsäkring. Planens åtaganden om minskat regelkrångel och lägre administrativa kostnader för företag pekar i samma riktning.
- EU directives at minimum leveldecisive»Minska regelkrånglet och onödig byråkrati, bland annat genom att motverka överimplementering i Sverige av EU-beslut – som huvudregel ska EU-direktiv genomföras på miniminivå« (2022 manifesto ↗)“Reduce red tape and unnecessary bureaucracy, among other things by counteracting overimplementation in Sweden of EU decisions - as a main rule, EU directives shall be implemented at minimum level”
- reduced red tape»Ta bort en tredjedel av företagens administrationskostnader och en tredjedel av regelkrånglet« (2022 manifesto ↗)“Remove a third of companies' administrative costs and a third of red tape”
- good conditions for business»Villkoren för att starta, växa och expandera behöver vara goda för att fler ska våga lämna trygga och välbetalda jobb för att starta företag.« (2022 manifesto ↗)“The conditions for starting, growing and expanding need to be good so more dare to leave secure and well-paid jobs to start a business.”
- overregulation hampers growth»Alltför höga skatter och en överreglerad ekonomi har hämmat tillväxt och jobbskapande« (party programme ↗)“Too high taxes and an overregulated economy have hampered growth and job creation”
flags: citat_migrerat
The stance rests on the quoted commitment in the party's own documents; the actual vote deviated. Click the quote to verify it in the document.
The plan requires that unnecessary rules be removed where the costs to companies do not match societal benefit and that rules should be cost-effective; it is also explicitly critical of how EU directives are overimplemented in Sweden.
Plan documents: 2022 manifesto
Reasoning and quotes
The plan requires that unnecessary rules be removed where the costs to companies do not match societal benefit and that rules should be cost-effective; it is also explicitly critical of how EU directives are overimplemented in Sweden. Limiting the insurance requirement to the directive's minimum requirements and thereby keeping costs down for rental companies and customers aligns with this. However, the plan says nothing about the scope of traffic insurance, so the position is derived.
Original (Swedish)
Planen kräver att onödiga regler tas bort där kostnaderna för företagen inte motsvarar nyttan för samhället och att regler ska vara kostnadseffektiva; den är också uttalat kritisk till hur EU-direktiv överimplementeras i Sverige. Att begränsa försäkringsplikten till direktivets minimikrav och därmed hålla nere kostnaderna för uthyrningsbolag och kunder ligger i linje med detta. Planen säger dock inget om trafikförsäkringens omfattning, så ställningstagandet är härlett.
- remove unnecessary rulesdecisive»För att få fler och växande företag är det viktigt att ta bort onödiga regler där kostnaderna för företagen inte motsvarar nyttan för samhället.« (2022 manifesto ↗)“In order to get more and growing businesses, it is important to remove unnecessary rules where the costs to companies do not match the benefit to society.”
- cost-effective rules»Nya regler ska vara kostnadseffektiva och befintliga regler behöver ses över.« (2022 manifesto ↗)“New rules should be cost-effective and existing rules need to be reviewed.”
- criticism of overimplementation»Sverigedemokraterna är mycket kritiska till implementeringen av EU:s vapendirektiv.« (2022 manifesto ↗)“Sweden Democrats are very critical of the implementation of the EU weapons directive.”
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Sources and documents
- The committee report on riksdagen.se (2023/24:CU6)
- Committee report full text (HB01CU6)
- Per-MP voting data (API)
- Case status (API)
Documents under consideration
- Motion 2023/24:74 — med anledning av prop. 2022/23:142 Nya trafikförsäkringsregler - stärkt skydd för dem som skadas i trafiken av Mikael Eskilandersson m.fl. (SD)
- Proposition 2022/23:142 — Nya trafikförsäkringsregler - stärkt skydd för dem som skadas i trafiken
Source: The Swedish Parliament