2026-05-272025/26:FiU39 · p.3FiUEconomy & finance

Supervision and Intervention

Oversight of the new cash-acceptance law for food shops and pharmacies

What's at stake: The outcome affects how actively compliance with the cash-acceptance duty is checked, which matters for people - especially older people and others who rely on cash - who might otherwise be turned away at the till.

Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.

What the vote decides

The question is whether parliament should call on the government to set up a dedicated oversight mechanism for how the new mandatory cash-acceptance rule for food shops and pharmacies is followed, or whether existing arrangements suffice.

Yes Yes — the committee proposal

The committee proposes rejecting the motions for a dedicated oversight mechanism, seeing no need for a separate call on the government beyond what the bill already provides.

No No — the reservations

Reservation 1 (S, V)

The reservation (S, V) wants the government to promptly bring a proposal back to parliament for a suitable oversight mechanism for how the new duty to accept cash in food shops and pharmacies is followed.

Summarised from the committee report. Party labels in the summary come from the report, not from the vote.

VSMPCLKDMSD
YesNoAbstainAbsent

What do the votes mean here?

Yes The committee proposal: rejecting the motions (keeping things as they are).

No Backing the counter-proposal: reservation 1 by S, V.

Abstain The party marks a position of its own that is not one of the two final alternatives.

What each plan points to — and how the party voted

For each party: the vote its own election manifesto and party programme point to in this case, next to how the party actually voted. A plan can only point to Yes or No; a party can also abstain.

PlanVoteConfidenceEvidence
Vown reservationNoNo 0/21/0/0follows the planconfidence: mediumnot addressed
Sown reservationNoNo 0/106/0/0follows the planconfidence: lownot addressed
MPNoAbstain 0/0/18/0departs from the planconfidence: lownot addressed
CNoAbstain 0/0/24/0departs from the planconfidence: lownot addressed
LNoYes 16/0/0/0departs from the planconfidence: lownot addressed
KDNoYes 19/0/0/0departs from the planconfidence: lownot addressed
MYesYes 65/0/1/0follows the planconfidence: lownot addressed
SDNoYes 70/0/0/0departs from the planconfidence: lownot addressed

Broke with the party line

MEmma Ahlström Köster (M, Skåne läns södra)Abstain — party line: Yes

MPs whose vote differs from their party's majority position in this division. Marked with a dark ring in the chamber view.

Committee proposal

The Riksdag rejects the motions 2025/26:4013 by Mikael Damberg et al. (S) demand 2, 2025/26:4043 by Martin Ådahl et al. (C) in this part and 2025/26:4061 by Janine Alm Ericson et al. (MP) demand 2.

Original (Swedish)

Riksdagen avslår motionerna 2025/26:4013 av Mikael Damberg m.fl. (S) yrkande 2, 2025/26:4043 av Martin Ådahl m.fl. (C) i denna del och 2025/26:4061 av Janine Alm Ericson m.fl. (MP) yrkande 2.

Riksdag decision: The Riksdag approved the government's proposal to strengthen the ability to use cash. The following measures are included in the proposal: Grocery stores and pharmacies shall, with certain exceptions, be required to accept cash at physical points of sale with staffed checkouts. Banks shall be required to provide places for cash deposits for consumers to a satisfactory extent throughout the country. There shall be demand-adapted services for companies to handle change and deposit daily cash tills. The legislative changes enter into force on 1 July 2026. The Riksdag also decided to direct a formal request (tillkännagivande) to the government to investigate whether certain public-law services can also be covered by the obligation to accept cash payment proposed for grocery stores and pharmacies.

Counter-proposals

Plan vs actual vote

Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.

VVänsterpartietNoNofollows the plannot addressed

The plan wants stricter regulation of banks' socially impactful activities and for the state to secure socially important functions in the financial sector.

Plan documents: party programme

Reasoning and quotes

The plan wants stricter regulation of banks' socially impactful activities and for the state to secure socially important functions in the financial sector. An obligation to accept cash becomes ineffective without a supervision mechanism that ensures compliance. The plan therefore supports the counter-proposal's demand to develop such a mechanism promptly.

Original (Swedish)

Planen vill ha en hårdare reglering av bankernas samhällspåverkande verksamhet och att staten säkrar samhällsviktiga funktioner i finanssektorn. En skyldighet att ta emot kontanter blir verkningslös utan en tillsynsmekanism som ser till att den efterlevs. Planen stöder därför motförslagets krav på att en sådan tas fram skyndsamt.

  • stricter bank regulationdecisive»Tills dess behövs en hårdare reglering av bankernas« (party programme ↗)“Until then, stricter regulation of banks'”
  • secure socially important services»ett starkare ägande i finanssektorn kan staten säkra samhällsviktiga« (party programme ↗)“stronger ownership in the financial sector, the state can secure socially important”
  • services everywhere»Skola, vård, omsorg och annan service behöver fungera överallt.« (party programme ↗)“School, healthcare, care and other services need to work everywhere.”
SSocialdemokraternaNoNofollows the plannot addressed

The plan says nothing about oversight of a cash rule, but it requires ongoing democratic control over societally vital functions and wants to abolish systems that lead to lack of control.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan says nothing about oversight of a cash rule, but it requires ongoing democratic control over societally vital functions and wants to abolish systems that lead to lack of control. From that nearly adjacent principle follows that a new duty ought to be accompanied by an oversight mechanism. The conclusion is derived, not expressed.

Original (Swedish)

Planen säger inget om tillsyn av en kontantregel, men den kräver genomgående demokratisk kontroll över samhällsviktiga funktioner och vill avskaffa system som leder till bristande kontroll. Av den närmast liggande principen följer att en ny skyldighet bör åtföljas av en tillsynsmekanism. Slutsatsen är härledd, inte uttryckt.

  • control over societally vital functionsdecisive»Demokratisk kontroll över välfärden och samhällsviktiga funktioner.« (party programme ↗)“Democratic control over welfare and societally vital functions.”
  • no systems without control»Avskaffande av system som leder till bristande kontroll, läckage av skattemedel,« (party programme ↗)“Abolishment of systems that lead to lack of control, leakage of tax funds,”
  • strengthened crisis preparedness»Arbetet att förstärka det civila försvaret och krisberedskapen måste fortsätta« (2022 manifesto ↗)“The work to strengthen civil defence and crisis preparedness must continue”
MPMiljöpartietNoAbstaindeparts from the plannot addressed

The plan does not address the oversight of the cash rule, but it establishes that effective oversight is needed for laws to be followed and that the state is responsible for markets functioning for ordinary households.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan does not address the oversight of the cash rule, but it establishes that effective oversight is needed for laws to be followed and that the state is responsible for markets functioning for ordinary households. A new obligation without an oversight mechanism thus becomes ineffective. The counter-proposal's requirement for a promptly prepared oversight aligns with that principle.

Original (Swedish)

Planen behandlar inte kontantregelns tillsyn, men den slår fast att effektiv tillsyn behövs för att lagar ska följas och att staten ansvarar för att marknader fungerar för vanliga hushåll. En ny skyldighet utan tillsynsmekanism blir därmed verkningslös. Motförslagets krav på en skyndsamt framtagen tillsyn ligger i linje med den principen.

  • effective oversight is neededdecisive»Tillsynen är också viktig för att skapa rättvisa mellan olika företag« (party programme ↗)“Oversight is also important for creating fairness between different companies”
  • state market responsibility»Staten har ett ansvar att motverka en sådan utveckling.« (party programme ↗)“The state has a responsibility to counteract such a development.”
  • preparedness requires functioning rules»satsa en större andel av försvarets pengar på det civila försvaret, och öka anslagen till krisberedskap.« (2022 manifesto ↗)“allocate a larger share of defense funds to civil defense, and increase appropriations for crisis preparedness.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

CCenterpartietNoAbstaindeparts from the plannot addressed

The plan says nothing about oversight of an obligation to accept cash.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan says nothing about oversight of an obligation to accept cash. Closest-lying is the party programme's requirement of a state that does what it is for as efficiently and lawfully as possible, and of a social contract with enforceable rights, which speaks for a new obligation also being followed by an oversight mechanism. At the same time the plan warns against superfluous rules, which is why the conclusion is weakly founded.

Original (Swedish)

Planen säger ingenting om tillsyn över en skyldighet att ta emot kontanter. Närmast ligger partiprogrammets krav på en stat som gör det den är till för så effektivt och rättssäkert som möjligt, och på ett samhällskontrakt med utkrävbara rättigheter, vilket talar för att en ny skyldighet också följs av en tillsynsmekanism. Samtidigt varnar planen för överflödiga regler, varför slutsatsen är svagt underbyggd.

  • efficient and lawful statedecisive»Centerpartiets uppgift är att se till att staten gör det den är till för, så effektivt och rättssäkert som möjligt, och« (party programme ↗)“Centerpartiet's task is to ensure that the state does what it is for, as efficiently and lawfully as possible, and”
  • enforceable rights»Vi vill se en rättighetslagstiftning, ett tydligt samhällskontrakt med utkrävbara rättigheter.« (party programme ↗)“We want to see rights legislation, a clear social contract with enforceable rights.”
  • avoid superfluous bureaucracy»Vi ska rensa upp bland överflödiga regler och byråkrati.« (2022 manifesto ↗)“We shall clean up superfluous rules and bureaucracy.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

LLiberalernaNoYesdeparts from the plannot addressed

The plan does not address the cash rule or its oversight.

Plan documents: party programme

Reasoning and quotes

The plan does not address the cash rule or its oversight. It is based, however, on the principle that a market must be regulated through political decisions and that rules should be such that it is easy to comply with, which presupposes that a new obligation is also followed up. The counter-proposal's demand for appropriate supervisory mechanism thus lies closest to the plan's principles.

Original (Swedish)

Planen behandlar inte kontantregeln eller dess tillsyn. Den utgår dock från att en marknad måste regleras genom politiska beslut och att spelreglerna ska vara sådana att det är lätt att göra rätt, vilket förutsätter att en ny skyldighet också följs upp. Motförslagets krav på en lämplig tillsynsmekanism ligger därför närmast planens principer.

  • rules that are easy to followdecisive»Vi vill ha spelregler som gör det lätt att göra rätt och säkerställer konkurrens på rättvisa villkor även i digitaliseringens och delningsekonomins tid.« (party programme ↗)“We wish to have rules that make it easy to do right and ensure competition on fair terms also in the age of digitalization and the sharing economy.”
  • market needs regulation»Marknaden fungerar bäst i samhällen som präglas av tillit, hederlighet och ansvarstagande, men också i sådana samhällen måste marknaden regleras genom politiska beslut.« (party programme ↗)“The market works best in societies characterized by trust, honesty and responsibility, but even in such societies the market must be regulated through political decisions.”
  • improved supervision»Tillsynen behöver förbättras och sanktionerna skärpas.« (party programme ↗)“Supervision needs to be improved and sanctions tightened.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

KDKristdemokraternaNoYesdeparts from the plannot addressed

The plan gives the state the role of monitoring that legislation is upheld on the market and makes evaluation, cost monitoring and quality control into important political tasks.

Plan documents: party programme

Reasoning and quotes

The plan gives the state the role of monitoring that legislation is upheld on the market and makes evaluation, cost monitoring and quality control into important political tasks. A new duty without oversight would thus be half a measure. The question of precisely how the oversight mechanism is designed is not addressed in the documents, which is why the position is inferred.

Original (Swedish)

Planen ger staten rollen att övervaka att lagstiftningen upprätthålls på marknaden och gör utvärdering, kostnadsuppföljning och kvalitetskontroll till viktiga politiska uppgifter. En ny skyldighet utan tillsyn vore därmed en halv åtgärd. Frågan om just tillsynsmekanismens utformning behandlas inte i dokumenten, varför ställningstagandet är härlett.

  • state market oversightdecisive»Statens roll i näringspolitiken är att övervaka att lagstiftningen och en god etik upprätthålls på marknaden.« (party programme ↗)“The state's role in economic policy is to monitor that legislation and good ethics are upheld on the market.”
  • monitoring and control»Utvärdering, kostnadsuppföljning och kvalitetskontroll är därför viktiga politiska uppgifter.« (party programme ↗)“Evaluation, cost monitoring and quality control are therefore important political tasks.”
  • economic defence»Det ekonomiska försvaret är en viktig del av totalförsvaret.« (party programme ↗)“Economic defence is an important part of total defence.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

MModeraternaYesYesfollows the plannot addressed

The plan does not address oversight of a cash rule at all.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan does not address oversight of a cash rule at all. The closest principle is that the state should be strong in its core mission but act with caution in other areas, and that regulatory red tape and administrative burden should be reduced. Based on that, the plan speaks against expanding yet another oversight mechanism.

Original (Swedish)

Planen behandlar inte tillsyn över en kontantregel över huvud taget. Den närmast liggande principen är att staten ska vara stark i sitt kärnuppdrag men agera med försiktighet på andra områden, och att regelkrångel och administrativ börda ska minska. Utifrån det talar planen emot att bygga ut ytterligare en tillsynsmekanism.

  • limited statedecisive»En stat som sträcker ut långtgående ambitioner över alla« (party programme ↗)“A state that stretches far-reaching ambitions over all”
  • reduced regulatory red tape»Ta bort en tredjedel av företagens administrationskostnader och en tredjedel av regelkrånglet« (2022 manifesto ↗)“Remove a third of businesses' administrative costs and a third of regulatory red tape”
SDSverigedemokraternaNoYesdeparts from the plannot addressed

The plan requires that the status of cash as a means of payment is defended; an obligation without oversight becomes in practice meaningless and does not reach that goal.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan requires that the status of cash as a means of payment is defended; an obligation without oversight becomes in practice meaningless and does not reach that goal. The plan's general requirement for clear results for public spending also speaks for a new obligation being followed up. The requirement for a minimum of bureaucracy pulls in the other direction, which is why the assessment is uncertain.

Original (Swedish)

Planen kräver att kontanternas ställning som betalmedel försvaras; en skyldighet utan tillsyn blir i praktiken verkningslös och når inte det målet. Planens generella krav på tydliga resultat för offentliga satsningar talar också för att en ny skyldighet följs upp. Kravet på ett minimum av byråkrati drar åt andra hållet, varför bedömningen är osäker.

  • cash's positiondecisive»Försvara kontanternas ställning som betalmedel i Sverige« (2022 manifesto ↗)“Defend the status of cash as a means of payment in Sweden”
  • results monitoring»Begära tydliga resultat för varje offentlig satsning« (2022 manifesto ↗)“Demand clear results for every public spending initiative”
  • minimum of bureaucracy»minimum av byråkrati skall genomsyra all offentlig verksamhet.« (party programme ↗)“a minimum of bureaucracy must permeate all public activities.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

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Sources and documents

Documents under consideration

Source: The Swedish Parliament