2024-04-242023/24:KrU9 · p.8KrUCulture
Gambling on credit
What's at stake: The option to buy lottery tickets and gambling on credit can push people with financial problems or gambling addiction into further debt, since the probability of winning back the stake is very small.
Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.
What the vote decides
The question is whether the current exemption allowing credit purchases of lottery tickets and gambling should be removed entirely now, or whether parliament should wait for the ongoing preparatory work on a more comprehensive ban on paying by credit for gambling.
Yes Yes — the committee proposal
The Committee points out that broader preparatory work on a more comprehensive ban on credit for gambling is already under way and does not want to pre-empt that work, and therefore rejects the motions calling for an immediate ban.
No No — the reservations
Reservation 11 (SD)
The reserving party wants to ban gambling on credit in Sweden entirely, since a person who borrows to buy lottery tickets or gamble is often either desperate or gambling-addicted, and wants sellers of subscription lottery tickets to charge payment before the tickets are sent.
Summarised from the committee report. Party labels in the summary come from the report, not from the vote.
What do the votes mean here?
Yes The committee proposal: rejecting the motions (keeping things as they are).
No Backing the counter-proposal: reservation 11 by SD.
Abstain The party marks a position of its own that is not one of the two final alternatives.
What each plan points to — and how the party voted
For each party: the vote its own election manifesto and party programme point to in this case, next to how the party actually voted. A plan can only point to Yes or No; a party can also abstain.
| Plan | Vote | Confidence | Evidence | ||
|---|---|---|---|---|---|
| V | No | Yes 21/0/0/3 | departs from the plan | confidence: low | not addressed |
| S | No | Yes 92/0/0/14 | departs from the plan | confidence: low | not addressed |
| MP | No | Yes 16/0/0/2 | departs from the plan | confidence: medium | not addressed |
| C | No | Yes 22/0/0/2 | departs from the plan | confidence: low | not addressed |
| L | No | Yes 14/0/0/2 | departs from the plan | confidence: low | not addressed |
| KD | No | Yes 17/0/0/2 | departs from the plan | confidence: medium | not addressed |
| M | Yes | Yes 59/0/0/9 | follows the plan | confidence: low | not addressed |
| SD | No | No 0/63/0/9 | follows the plan | confidence: low | not addressed |
Committee proposal
The Riksdag rejects the motions 2023/24:413 by Mikael Eskilandersson et al. (SD) demand 20 and 2023/24:467 by Jonas Andersson et al. (SD) demand 10.
Original (Swedish)
Riksdagen avslår motionerna 2023/24:413 av Mikael Eskilandersson m.fl. (SD) yrkande 20 och 2023/24:467 av Jonas Andersson m.fl. (SD) yrkande 10.
Riksdag decision: New rules will strengthen consumer protection in connection with gambling. The Riksdag approved the government's proposal which aims to limit the problems that gambling causes such as debt and addiction. A requirement for written confirmation for telephone sales of gambling is introduced. After a telephone conversation, the consumer must accept an offer in writing for the contract to be valid. The decision also means that gambling operators with a Swedish gambling license have the right to access personal information about finances and health that the players themselves have provided, in order to thereby prevent excessive gambling. In addition, the decision entails increased penalty fees for gambling operators who violate the money laundering law. The new rules come into force on 1 June 2024.
Counter-proposals
- The counter-proposal wants a comprehensive evaluation of gambling market reform five years after the new legislation came into force. (SD) — Reservation 11
Plan vs actual vote
Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.
The plan does not address gambling regulation.
Plan documents: party programme
Reasoning and quotes
The plan does not address gambling regulation. The nearest principle is that policy shall set limits for commercial logic and hold back large companies' intrusion into ever more arenas. A ban on credit gambling protects especially the most vulnerable from commercial exploitation and lies thereby in the plan's direction, but the conclusion rests only on a general principle.
Original (Swedish)
Planen behandlar inte spelreglering. Närmast liggande princip är att politiken ska sätta gränser för den kommersiella logiken och hålla tillbaka de stora företagens inträngande på allt fler arenor. Ett förbud mot spel på kredit skyddar särskilt de mest utsatta från kommersiellt utnyttjande och ligger därmed i planens riktning, men slutsatsen vilar enbart på en allmän princip.
- limit commercial interestsdecisive»Marknadsföring och andra marknadsaktiviteter tar former som gör att de stora företagen och deras intressen tar sig in på allt fler arenor.« (party programme ↗)“Marketing and other market activities take forms that mean the large companies and their interests enter ever more arenas.”
- policy sets limits for the commercial»Det är av stort strategiskt värde i vår socialistiska och feministiska frihetssträvan att värna och vidga det utrymme som finns mellan den kommersiella logiken och den statliga eller kommunala sfären.« (party programme ↗)“It is of great strategic value in our socialist and feminist freedom struggle to value and expand the space that exists between commercial logic and the state or municipal sphere.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The documents do not address gambling regulation.
Plan documents: party programme
Reasoning and quotes
The documents do not address gambling regulation. The nearest-lying principle is the programme's criticism that people's needs are made the subject of hard commercial exploitation and its warning that households compensate themselves with growing debt. Based on that principle, a ban on playing and buying lottery tickets on credit is in the plan's direction, but the conclusion is uncertain.
Original (Swedish)
Dokumenten behandlar inte spelreglering. Den närmast liggande principen är programmets kritik av att människors behov görs till föremål för hård kommersiell exploatering och dess varning för att hushåll kompenserar sig med växande skuldsättning. Utifrån den principen ligger ett förbud mot att spela och köpa lotter på kredit i planens riktning, men slutsatsen är osäker.
- against commercial exploitationdecisive»längtan efter gemenskap och uppskattning görs till föremål för en hård kommersiell« (party programme ↗)“longing for community and appreciation are made the subject of hard commercial”
- warning against debt»har människor kompenserat detta med att ta större lån« (party programme ↗)“people have compensated this by taking larger loans”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The party programme establishes that greed, over-indebtedness and speculation shall be combated and that high private indebtedness is a risk for both individual and economic society.
Plan documents: party programme
Reasoning and quotes
The party programme establishes that greed, over-indebtedness and speculation shall be combated and that high private indebtedness is a risk for both individual and economic society. It also wants strong consumer protection and to ban gambling advertising, and sees misuse as a disease to be met with care. A total ban on credit-based gambling is thus in line with the plan.
Original (Swedish)
Partiprogrammet slår fast att girighet, överskuldsättning och spekulation ska motverkas och att hög privat skuldsättning är en risk för både individ och samhällsekonomi. Det vill dessutom ha ett starkt konsumentskydd och förbjuda spelreklam, och ser missbruk som en sjukdom som ska mötas med vård. Ett totalförbud mot spel på kredit ligger därmed i linje med planen.
- combat over-indebtednessdecisive»Girighet, överskuldsättning och spekulation ska motverkas.« (party programme ↗)“Greed, over-indebtedness and speculation shall be combated.”
- restrictive gambling policy»förbjudet, liksom reklam för spel och alkohol.« (party programme ↗)“prohibited, as is advertising for gambling and alcohol.”
- strong consumer protection»produkter och tjänster. Vi vill ha ett starkt skydd« (party programme ↗)“products and services. We want strong protection”
- addiction treated with care»Den enskildas missbruk är en sjukdom och vi vill se« (party programme ↗)“The individual's misuse is a disease and we want to see”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan does not address gambling policy or lending for gambling.
Plan documents: party programme
Reasoning and quotes
The plan does not address gambling policy or lending for gambling. The nearest lying principle is the state's task to protect the weakest and most vulnerable and that people with substance abuse problems shall get the support that is needed, which speaks for a ban on borrowing for gambling. The plan's freedom view tips in the opposite direction, but concerns rather the choice to gamble than the right to gamble on credit.
Original (Swedish)
Planen behandlar inte spelpolitik eller kreditgivning vid spel. Närmast liggande princip är statens uppgift att skydda de svagaste och mest utsatta och att personer med missbruksproblem ska få det stöd som behövs, vilket talar för ett förbud mot att låna till spel. Planens frihetssyn drar åt motsatt håll, men rör snarare valet att spela än rätten att spela på kredit.
- protection for the most vulnerabledecisive»att skydda de svagaste och mest utsatta« (party programme ↗)“to protect the weakest and most vulnerable”
- support for substance abuse problems»psykisk ohälsa eller missbruksproblem måste ha inflytande över sitt liv och få det stöd som behövs« (party programme ↗)“substance abuse problems must have influence over their own life and get the support that is needed”
- freedom from paternalism»Alla ska kunna bestämma över sina egna liv genom egna och fria val.« (party programme ↗)“Everyone shall be able to decide over their own lives through own and free choices.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan does not address the gaming market.
Plan documents: party programme
Reasoning and quotes
The plan does not address the gaming market. The nearest-lying principle is that the person who becomes dependent loses their freedom, together with demands for consumer protection, debt counselling and easier debt relief for over-indebted. That banning gaming on credit lies in line with this principle, but the basis is weak and the conclusion uncertain.
Original (Swedish)
Planen behandlar inte spelmarknaden. Närmast liggande princip är att den som blir beroende förlorar sin frihet, tillsammans med kraven på konsumentskydd, skuldrådgivning och lättare skuldsanering för överskuldsatta. Att förbjuda spel på kredit ligger i linje med den principen, men underlaget är svagt och slutsatsen osäker.
- dependence restricts freedomdecisive»Den som blir beroende av droger i någon form förlorar sin frihet.« (party programme ↗)“The person who becomes dependent on drugs in any form loses their freedom.”
- protection against over-indebtedness»Konsumenter ska ha tillgång till budget- och skuldrådgivning och opartisk« (party programme ↗)“Consumers shall have access to budget and debt counselling and impartial”
- help for over-indebted»Reglerna för skuldsanering ska ändras så att överskuldsatta får större möjlighet att bli skuldfria.« (party programme ↗)“Rules for debt relief shall be changed so that over-indebted people have greater opportunity to become debt-free.”
- stronger consumer legislation»vardagen behöver stärkas genom förbättrad konsument- och avtalslagstiftning.« (party programme ↗)“everyday needs to be strengthened through improved consumer and contract legislation.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The solidarity principle obligates the plan to shared responsibility especially for the vulnerable, and the plan wants to counter aggressive marketing methods and requires effective legal rules in the consumer area.
Plan documents: party programme
Reasoning and quotes
The solidarity principle obligates the plan to shared responsibility especially for the vulnerable, and the plan wants to counter aggressive marketing methods and requires effective legal rules in the consumer area. Borrowing to gamble affects precisely the most vulnerable and dependent. A ban on gambling on credit therefore follows from the plan's principles.
Original (Swedish)
Solidaritetsprincipen förpliktar enligt planen till gemensamt ansvar särskilt för de utsatta, och planen vill motverka aggressiva marknadsföringsmetoder och kräver effektiva rättsliga spelregler på konsumentområdet. Att låna för att spela drabbar just de mest utsatta och beroende. Ett förbud mot spel på kredit följer därför av planens principer.
- responsibility for the vulnerabledecisive»Solidaritetsprincipen motiverar oss att ta gemensamt ansvar för alla människor« (party programme ↗)“The solidarity principle motivates us to take shared responsibility for all people”
- counter aggressive marketing»aggressiva marknadsföringsmetoder ska motverkas« (party programme ↗)“aggressive marketing methods shall be countered”
- consumer-protective gambling rules»och välinformerade konsumenter samt effektiva rättsliga spelregler« (party programme ↗)“and well-informed consumers and effective legal rules for gambling”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan says nothing about gambling or gambling credit.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The plan says nothing about gambling or gambling credit. The closest principles are that freedom in Sweden is large and shall remain so, that the regulatory burden shall be sharply reduced, and that politics must prioritize and leave things out. A total ban on gambling on credit with new requirements on lottery retailers goes in the opposite direction. The plan therefore does not support the counter-proposal's demands.
Original (Swedish)
Planen säger ingenting om spel eller spelkredit. Närmast liggande principer är att friheten i Sverige är stor och ska förbli det, att regelbördan ska minska kraftigt och att politiken måste prioritera och välja bort. Ett totalförbud mot spel på kredit med nya krav på lotteriförsäljare går i motsatt riktning. Planen ger därför inte stöd åt motförslagets krav.
- freedom before prohibitiondecisive»I Sverige är friheten stor och ska så förbli.« (party programme ↗)“In Sweden freedom is large and shall so remain.”
- reduced regulatory burden»Ta bort en tredjedel av företagens administrationskostnader och en tredjedel av regelkrånglet« (2022 manifesto ↗)“Remove one-third of companies' administrative costs and one-third of regulatory red tape”
- limited political ambition»Politiken har en viktig uppgift att prioritera och välja bort« (party programme ↗)“Politics has an important task to prioritize and leave things out”
The documents do not address gambling or credit for gambling.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The documents do not address gambling or credit for gambling. The closest underlying principle is that protection of vulnerable and marginalized individuals is among the state's core tasks, and that efforts to improve young people's mental health shall be strengthened. A ban on gambling on credit protects precisely the desperate and gambling-addicted, therefore the plan's principles lean towards support, but the position is uncertain.
Original (Swedish)
Dokumenten behandlar inte spel eller kreditgivning vid spel. Den närmast liggande principen är att omhändertagandet av svaga och utsatta individer hör till statens kärnuppgifter, och att insatserna mot psykisk ohälsa ska stärkas. Ett förbud mot spel på kredit skyddar just desperata och spelberoende, varför planens principer lutar mot stöd, men ställningstagandet är osäkert.
- protection of vulnerable and marginalizeddecisive»omhändertagandet av svaga och utsatta individer« (party programme ↗)“protection of vulnerable and marginalized individuals”
- efforts against mental ill-health»Stärka insatserna för att förbättra ungas psykiska hälsa« (2022 manifesto ↗)“Strengthen efforts to improve young people's mental health”
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Sources and documents
- The committee report on riksdagen.se (2023/24:KrU9)
- Committee report full text (HB01KrU9)
- Per-MP voting data (API)
- Case status (API)
Documents under consideration
- Motion 2023/24:1633 — Sveriges 13 sämsta lagar av Rickard Nordin och Niels Paarup-Petersen (båda C)
- Motion 2023/24:1662 — Utökning av Spelinspektionens mandat av Alexandra Völker (S)
- Motion 2023/24:1876 — Idrottspolitiska frågor av Amanda Lind och Jacob Risberg (båda MP)
- Motion 2023/24:1884 — Levla upp spelpolitiken av Amanda Lind m.fl. (MP)
- Motion 2023/24:2067 — ANDTS och missbruks- och beroendevård av Carina Ståhl Herrstedt m.fl. (SD)
- Motion 2023/24:2294 — Krafttag mot det illegala gatuspelet av Richard Jomshof (SD)
- Motion 2023/24:236 — Åtgärder mot lootlådor och andra lotteriliknande moment inom dataspel av Fredrik Lindahl (SD)
- Motion 2023/24:2463 — Konsumentpolitik av Alireza Akhondi m.fl. (C)
- Motion 2023/24:2483 — Kultur, civilsamhälle, idrott och medier i hela landet av Catarina Deremar m.fl. (C)
- Motion 2023/24:2686 — Utgiftsområde 17 Kultur, medier, trossamfund och fritid av Lawen Redar m.fl. (S)
- Motion 2023/24:2736 — E-sport och spelande i Sverige av Rickard Nordin (C)
- Motion 2023/24:2803 — med anledning av prop. 2023/24:53 Åtgärder för att stärka konsumentskyddet och bekämpa kriminell verksamhet i samband med spel om pengar av Vasiliki Tsouplaki m.fl. (V)
- Motion 2023/24:2812 — med anledning av prop. 2023/24:53 Åtgärder för att stärka konsumentskyddet och bekämpa kriminell verksamhet i samband med spel om pengar av Rickard Nordin m.fl. (C)
- Motion 2023/24:348 — Framtidens e-sport av Michael Rubbestad m.fl. (SD)
- Motion 2023/24:354 — Matchfixning och straffskärpningar av Angelika Bengtsson m.fl. (SD)
- Motion 2023/24:413 — Sverigevänlig konsumentpolitik av Mikael Eskilandersson m.fl. (SD)
- Motion 2023/24:467 — Spelmarknadspolitik av Jonas Andersson m.fl. (SD)
- Motion 2023/24:784 — Stärkt regelverk kring lootboxar av Per-Arne Håkansson (S)
- Motion 2023/24:987 — Idrott, friluftsliv och civilsamhälle av Vasiliki Tsouplaki m.fl. (V)
- Proposition 2023/24:53 — Åtgärder för att stärka konsumentskyddet och bekämpa kriminell verksamhet i samband med spel om pengar
Source: The Swedish Parliament