2025-02-132024/25:UbU7 · p.4UbUEducation
Write-off of Student Loans and Exam Premium
Student-loan write-off for certain jobs and locations, and a graduation premium
What's at stake: A graduation-premium scheme could give students a financial incentive to finish on time, and an option for debt write-off could influence where and into which professions highly educated people choose to move, whereas a wait-and-see approach means both questions are coordinated with the broader review of student aid.
Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.
What the vote decides
The question is whether a graduation-premium scheme modelled on Norway should be examined to increase timely completion of higher education, and whether student loans should be able to be written off for people who take jobs in certain parts of the country or in certain professions, or whether the Riksdag should refrain from action on both fronts pending the upcoming review of the student aid system.
Yes Yes — the committee proposal
The committee opposes the motions on a graduation premium and on writing off student loans for certain professions and locations, pointing partly to previous positions that debt write-off risks being seen as unfair and being difficult to use as a regional-policy tool, and partly to the fact that a broader review of the student aid system has already been announced.
No No — the reservations
Reservation 6 (C)
The reservation calls for a graduation-premium scheme modelled on Norway to be examined, in order to give students a stronger incentive to complete their studies on time.
Summarised from the committee report. Party labels in the summary come from the report, not from the vote.
What do the votes mean here?
Yes The committee proposal: rejecting the motions (keeping things as they are).
No Backing the counter-proposal: reservation 6 by C.
Abstain The party marks a position of its own that is not one of the two final alternatives.
The decision would have held
Explicit commitments that contradicted the vote: LLiberalerna
Ja 244–21Ja 232–33
Counterfactual: the parties above are moved to the position their own documents explicitly point at, carrying their whole contingent present. Every other party keeps its real figures, including dissenters and absentees.
How the AI parties would have voted
For each party: what its own plan – election manifesto and party programme – argues for in this case, next to how the party actually voted. The AI can only answer Yes or No; a party can also abstain.
| AI | Vote | Confidence | Evidence | ||
|---|---|---|---|---|---|
| V | Yes | Abstain 0/0/19/5 | differs | confidence: low | derived |
| S | Yes | Yes 85/1/1/19 | match | confidence: low | not addressed |
| MP | Yes | Yes 14/0/0/4 | match | confidence: low | not addressed |
| C | No | No 0/20/0/4 | match | confidence: high | explicit |
| L | No | Yes 12/0/0/4 | differsagainst own programme | confidence: high | explicit |
| KD | No | Yes 15/0/0/4 | differs | confidence: medium | not addressed |
| M | No | Yes 54/0/0/14 | differs | confidence: medium | derived |
| SD | No | Yes 62/0/0/10 | differs | confidence: low | not addressed |
Broke with the party line
| SFredrik Olovsson (S, Södermanlands län) | No — party line: Yes |
| SMikael Damberg (S, Stockholms län) | Abstain — party line: Yes |
MPs whose vote differs from their party's majority position in this division. Marked with a dark ring in the chamber view.
Committee proposal
Parliament rejects the motions 2024/25:554 by Birger Lahti et al. (V) demand 10 and 2024/25:3167 by Anders Ådahl et al. (C) demand 25.
Original (Swedish)
Riksdagen avslår motionerna 2024/25:554 av Birger Lahti m.fl. (V) yrkande 10 och 2024/25:3167 av Anders Ådahl m.fl. (C) yrkande 25.
Riksdag decision: Parliament rejected 40 proposals on study support that were submitted during the general motion period 2024. This with reference to, among other things, ongoing work. The proposals dealt with, for example, conditions for study support and write-off of student loans.
Counter-proposals
- The counter-proposal wants an exam bonus system to be studied to increase incentives to complete studies on time. (C) — Reservation 6
Plan vs actual vote
Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.
The plan's commitment in the student support area is to increase student support generally and to make it easier to study regardless of the thickness of one's wallet, with good opportunities for learning throughout life.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The plan's commitment in the student support area is to increase student support generally and to make it easier to study regardless of the thickness of one's wallet, with good opportunities for learning throughout life. A graduation bonus whose purpose is stronger incentives to finish on time is based on the performance logic that the election manifesto explicitly criticizes and directs resources to those who already have the best conditions. The plan therefore provides no support for the counter-proposal's demands, even though it does not address graduation bonuses directly.
Original (Swedish)
Planens åtagande på studiestödsområdet är ett generellt höjt studiestöd och att det ska bli lättare att utbilda sig oavsett plånbokens tjocklek, med goda möjligheter till lärande genom hela livet. En examenspremie vars syfte är starkare incitament att bli klar i tid bygger på den prestationslogik valmanifestet uttryckligen kritiserar och riktar resurser till dem som redan har bäst förutsättningar. Planen ger därför inget stöd för motförslagets krav, även om den inte behandlar examenspremier direkt.
- generally increased student supportdecisive»Vänsterpartiet vill värna universitetens oberoende och finansiering och höja studiestödet så att fler kan välja att vidareutbilda sig.« (2022 manifesto ↗)“The Left Party wants to safeguard universities' independence and funding and increase student support so more can choose to pursue further education.”
- equitable access to education»Det måste bli lättare att utbilda sig efter grundskolan oavsett vem du är, tjockleken på din plånbok eller var i landet du bor.« (2022 manifesto ↗)“It must become easier to pursue education after compulsory school regardless of who you are, the thickness of your wallet or where in the country you live.”
- rejects performance pressure»Högerns idé är att invandrade, sjuka och arbetslösa är lata och om vi får det sämre så tvingas vi prestera bättre.« (2022 manifesto ↗)“The Right's idea is that immigrants, the sick and the unemployed are lazy and if we have it worse we are forced to perform better.”
- lifelong learning»goda möjligheter till lärande genom hela livet.« (party programme ↗)“good opportunities for learning throughout life.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The party programme is critical of economic drivers being made into the dominant steering instrument and sums this up with that when everything has a price, nothing has any value.
Plan documents: party programme
Reasoning and quotes
The party programme is critical of economic drivers being made into the dominant steering instrument and sums this up with that when everything has a price, nothing has any value. A degree premium that rewards quick graduation is such an incentive, and it risks disadvantaging those who need more time, while the programme instead requires that social skewing to university is broken and that study funding is adapted to lifelong learning.
Original (Swedish)
Partiprogrammet är kritiskt mot att ekonomiska drivkrafter görs till dominerande styrinstrument och sammanfattar det med att när allt har ett pris har ingenting något värde. En examenspremie som belönar snabb examen är ett sådant incitament, och den riskerar att missgynna dem som behöver längre tid, medan programmet i stället kräver att den sociala snedrekryteringen bryts och att studiefinansieringen anpassas till ett livslångt lärande.
- criticism of incentive-based steeringdecisive»När allt har ett pris har ingenting något värde.« (party programme ↗)“When everything has a price, nothing has any value.”
- break social skewing»Den sociala snedrekryteringen till högskolan måste brytas« (party programme ↗)“Social skewing to university must be broken”
- study funding for lifelong learning»Utbildningssektorn och studiefinansieringssystemet måste avpassas för« (party programme ↗)“The education sector and study funding system must be adapted for”
The counter-proposal wants to investigate an exam bonus that rewards those who finish within set time.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The counter-proposal wants to investigate an exam bonus that rewards those who finish within set time. The plan's study-social line is instead generally higher study support and security systems that allow students to study without working, and study support that promotes lifelong learning even for older students — a bonus conditional on study pace does not benefit them. The plan says nothing about exam bonuses, and the commitment that regulations shall facilitate completing studies pulls in the opposite direction, so the confidence is low.
Original (Swedish)
Motförslaget vill utreda en examenspremie som belönar den som blir klar inom utsatt tid. Planens studiesociala linje är i stället generellt högre studiemedel och trygghetssystem som gör att studenter kan studera utan att arbeta, samt ett studiestöd som främjar livslångt lärande även för äldre studenter — en premie villkorad av studietakt gynnar inte dem. Planen säger inget om examenspremier, och åtagandet att regelverken ska underlätta att fullfölja studier drar i motsatt riktning, varför säkerheten är låg.
- lifelong learning in study supportdecisive»Det ska också främja ett livslångt lärande för äldre studenter.« (party programme ↗)“It should also promote lifelong learning for older students.”
- generally raised study support»höja studiestödet och förbättra studenters a-kassa och sjukförsäkring.« (2022 manifesto ↗)“raise study support and improve students' unemployment insurance and health insurance.”
- study support that suffices»Studenter ska kunna studera utan att behöva arbeta under studietiden.« (party programme ↗)“Students shall be able to study without needing to work during their studies.”
- facilitate completed studies»Regelverken ska utformas så att de underlättar för studenter att fullfölja sina studier.« (party programme ↗)“Regulations shall be designed so that they facilitate students completing their studies.”
The election manifesto itself proposes an examination premium as a tool, in that case to recruit more nurses, and also wants to use student loan write-off to get more qualified teachers.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The election manifesto itself proposes an examination premium as a tool, in that case to recruit more nurses, and also wants to use student loan write-off to get more qualified teachers. Investigating an examination premium system on the Norwegian model thus aligns directly with the plan's own commitments. The plan does not see debt write-off as unjust, but as a legitimate policy instrument.
Original (Swedish)
Valmanifestet föreslår själv en examenspremie som verktyg, i det fallet för att rekrytera fler sjuksköterskor, och vill dessutom använda studiemedelsavskrivning för att få fler behöriga lärare. Att utreda ett examenspremiesystem efter norsk modell ligger därmed direkt i linje med planens egna åtaganden. Planen ser inte skuldavskrivning som orättvis, utan som ett legitimt styrmedel.
- examination premium as tooldecisive»Vi vill rekrytera fler sjuksköterskor genom att införa en examenspremie och ge lön under specialiststudietiden.« (2022 manifesto ↗)“We want to recruit more nurses by introducing an examination premium and paying during specialist studies.”
- student loan write-off»Med hjälp av fler vägar in i läraryrket och studiemedelsavskrivning kan vi rekrytera fler behöriga lärare i hela landet.« (2022 manifesto ↗)“With the help of more paths into teaching and student loan write-off we can recruit more qualified teachers throughout the country.”
- education throughout life»Alla som vill ska ha möjlighet att utbilda sig genom hela livet.« (2022 manifesto ↗)“Everyone who wants to shall have the opportunity to educate themselves throughout life.”
- encourage education investments»Staten bör uppmuntra och gynna enskildas och arbetsgivares investeringar i, och sparande till, fortbildning och kompetensutveckling.« (party programme ↗)“The state should encourage and favour individuals' and employers' investments in, and savings for, further training and skills development.”
The party programme explicitly says that there shall be drives for students to graduate with normal or higher study pace, for example through the introduction of a graduation bonus.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The party programme explicitly says that there shall be drives for students to graduate with normal or higher study pace, for example through the introduction of a graduation bonus. The counter-proposal's requirement to investigate an examination premium system is in substance exactly this commitment. The plan moreover wishes to facilitate faster completion through a three-term system and intensive courses.
Original (Swedish)
Partiprogrammet säger uttryckligen att det ska finnas drivkrafter för studenter att ta examen med normal eller högre studietakt, exempelvis genom införandet av en examensbonus. Motförslagets krav på att utreda ett examenspremiesystem är i sak just detta åtagande. Planen vill också underlätta snabbare fullföljande genom treterminssystem och intensivkurser.
- graduation bonusdecisive»normal eller högre studietakt, exempelvis genom införandet av en examensbonus.« (party programme ↗)“normal or higher study pace, for example through the introduction of a graduation bonus.”
- faster throughput»Treterminssystem och intensivkurser är viktiga för att möjliggöra att utbildningen kan fullföljas« (party programme ↗)“A three-term system and intensive courses are important to enable education to be completed”
- student support regardless of background»Studiemedelssystemet ska skapa förutsättningar för alla oavsett ekonomisk bakgrund« (party programme ↗)“The student support system shall create conditions for all regardless of economic background”
- flexible repayment of student loans»För dig som studerat och tagit studielån vill vi dessutom införa en femårig CSN-paus, så att du när du vill ska kunna ta ett uppehåll från din återbetalning.« (2022 manifesto ↗)“For you who have studied and taken student loans we moreover want to introduce a five-year CSN break, so that you when you wish shall be able to take a pause from your repayment.”
The stance rests on the quoted commitment in the party's own documents; the actual vote deviated. Click the quote to verify it in the document.
The plan requires that studies and skills development must be profitable and that it is made worthwhile to pursue higher education, whilst the student finance system shall be straightforward and sustainable in the long term.
Plan documents: party programme
Reasoning and quotes
The plan requires that studies and skills development must be profitable and that it is made worthwhile to pursue higher education, whilst the student finance system shall be straightforward and sustainable in the long term. An investigated exam bonus that strengthens incentives to complete studies on time aligns with this. The plan takes no position on debt relief for student loans.
Original (Swedish)
Planen kräver att studier och kompetensutveckling måste löna sig och att det görs lönsamt att genomgå högre utbildning, samtidigt som studiestödssystemet ska vara överblickbart och långsiktigt hållbart. En utredd examenspremie som stärker incitamenten att slutföra studierna i tid ligger i linje med detta. Planen tar däremot inte ställning till avskrivning av studielån.
- studies shall be profitabledecisive»Studier och kompetensutveckling måste« (party programme ↗)“Studies and skills development must”
- worthwhile higher education»Det är av gemensamt intresse att det görs lönsamt att genomgå« (party programme ↗)“It is in the common interest that it is made worthwhile to pursue”
- straightforward student finance»vara överblickbart och långsiktigt hållbart.« (party programme ↗)“be straightforward and sustainable in the long term.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan wants resources to higher education to be distributed so that academic quality, throughput and labour market establishment are prioritized, and it already uses student loan forgiveness as a steering mechanism for the police profession.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The plan wants resources to higher education to be distributed so that academic quality, throughput and labour market establishment are prioritized, and it already uses student loan forgiveness as a steering mechanism for the police profession. The counter-proposal's demand to investigate an examination premium system so that more complete on time aligns with that incentive logic. The plan does not mention examination premiums, so the conclusion is derived.
Original (Swedish)
Planen vill att resurserna till högskolan fördelas så att akademisk kvalitet, genomströmning och etablering på arbetsmarknaden premieras, och den använder redan avskrivning av studielån som styrmedel för polisyrket. Motförslagets krav att utreda ett examenspremiesystem för att fler ska bli klara i tid ligger i linje med den drivkraftslogiken. Planen nämner inte examenspremier, varför slutsatsen är härledd.
- throughput is prioritizeddecisive»Arbeta för ett resursfördelningssystem till högskolan så att akademisk kvalitet, genomströmning samt etablering på arbetsmarknaden premieras i högre utsträckning« (2022 manifesto ↗)“Work for a resource-allocation system for higher education so that academic quality, throughput and labour market establishment are prioritized to a greater extent”
- forgiveness as steering mechanism»Skriva av studielånen för den som utbildar sig och börjar arbeta som polis« (2022 manifesto ↗)“Write off student loans for those who train and start working as police”
- education must pay»Sverige ska ha ett utbildningssystem och en arbetsmarknad« (party programme ↗)“Sweden shall have an education system and a labour market”
- effort must pay off»Sänka skatten på arbete så att din ansträngning lönar sig bättre« (2022 manifesto ↗)“Lower the tax on work so that your effort pays off better”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The plan does not address study support or exam bonuses.
Plan documents: 2022 manifesto
Reasoning and quotes
The plan does not address study support or exam bonuses. The nearest lying commitments are that every public investment should show clear results, that higher education should be adapted to the needs of the labour market and that it should become more rewarding to work. Investigating an exam bonus system that gives students incentives to complete their studies on time aligns with these principles, but the basis is weak.
Original (Swedish)
Planen behandlar inte studiestödet eller examenspremier. Närmast liggande åtaganden är att varje offentlig satsning ska visa tydliga resultat, att den högre utbildningen ska anpassas efter arbetsmarknadens behov och att det ska bli mer lönsamt att arbeta. Att utreda ett examenspremiesystem som ger studenter incitament att slutföra studierna i tid ligger i linje med de principerna, men underlaget är svagt.
- results requirement on public fundsdecisive»Begära tydliga resultat för varje offentlig satsning« (2022 manifesto ↗)“Demand clear results for every public investment”
- education according to labour market needs»Den högre utbildningen ska i högre grad anpassas efter behoven på en framtida arbetsmarknad.« (2022 manifesto ↗)“Higher education should to a greater extent be adapted to the needs of a future labour market.”
- work should pay»Göra det mer lönsamt att arbeta« (2022 manifesto ↗)“Make it more rewarding to work”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
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Sources and documents
- The committee report on riksdagen.se (2024/25:UbU7)
- Committee report full text (HC01UbU7)
- Per-MP voting data (API)
- Case status (API)
Documents under consideration
- Motion 2024/25:1104 — Avskaffande av fribeloppet av Helena Storckenfeldt (M)
- Motion 2024/25:1137 — Ett avskaffande av fribeloppet av Christian Carlsson (KD)
- Motion 2024/25:1355 — En stark tandvård med välmående personal av Carina Ståhl Herrstedt m.fl. (SD)
- Motion 2024/25:1363 — En tillgänglig sjukvård i världsklass av Carina Ståhl Herrstedt m.fl. (SD)
- Motion 2024/25:1485 — Fler och billigare studentbostäder av Amalia Rud Stenlöf och Adrian Magnusson (båda S)
- Motion 2024/25:15 — Borttagande av fribeloppet för studiemedel av Nima Gholam Ali Pour (SD)
- Motion 2024/25:1519 — Förbättrade förutsättningar för gymnasieelever som studerar på annan ort av Anna-Belle Strömberg och Malin Larsson (båda S)
- Motion 2024/25:2251 — Möjlighet till avskrivning av studielån vid tjänstgöring på landsbygden inom samhällsviktiga verksamheter av Mattias Eriksson Falk och Roger Hedlund (båda SD)
- Motion 2024/25:2273 — Utbetalning av studiebidrag direkt till eleverna av Mattias Eriksson Falk och Roger Hedlund (båda SD)
- Motion 2024/25:2453 — CSN för gymnasiestudier på folkhögskolor av Laila Naraghi m.fl. (S)
- Motion 2024/25:2517 — Jämlika förutsättningar att studera på högre nivå av Sanna Backeskog m.fl. (S)
- Motion 2024/25:2561 — Studiemedel utifrån avklarade poäng av Ann-Sofie Lifvenhage och Ann-Charlotte Hammar Johnsson (båda M)
- Motion 2024/25:281 — Elevers rätt till inackorderingstillägg av Mathias Bengtsson (KD)
- Motion 2024/25:2955 — Livskraft och framtidstro på Sveriges landsbygder av Muharrem Demirok m.fl. (C)
- Motion 2024/25:3052 — Stärkta rättigheter för människor på flykt av Annika Hirvonen m.fl. (MP)
- Motion 2024/25:3070 — Utgiftsområde 14 Arbetsmarknad och arbetsliv av Ardalan Shekarabi m.fl. (S)
- Motion 2024/25:3089 — Ändrade regler för studiestöd av Markus Wiechel (SD)
- Motion 2024/25:3167 — En högre utbildning för en stärkt kompetensnation av Anders Ådahl m.fl. (C)
- Motion 2024/25:3217 — Utbildning och forskning för ett hållbart samhälle av Amanda Lind m.fl. (MP)
- Motion 2024/25:3219 — Utgiftsområde 15 Studiestöd av Åsa Westlund m.fl. (S)
Source: The Swedish Parliament