2025-05-142024/25:CU12 · p.16CUCivil law & housing

Formal requirements for powers of attorney

Form requirements for powers of attorney for major financial commitments

What's at stake: The lack of form requirements for powers of attorney can currently be exploited to exert economic abuse - for example by a partner taking control of someone's finances - and the question is how quickly protection against this should be strengthened.

Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.

What the vote decides

The question is whether parliament should issue a new formal request to the government to report back promptly on introducing special form requirements for powers of attorney concerning major financial commitments, or whether it is enough to await the work already under way within the Government Offices following an earlier request.

Yes Yes — the committee proposal

The Committee notes that work has already begun within the Government Offices following an earlier request to review form requirements for powers of attorney concerning major financial commitments, and considers there is no reason to issue a further formal request to the government on the matter at this time. The motion is therefore rejected.

No No — the reservations

Reservation 21 (S)

S holds that the lack of form requirements for powers of attorney can be exploited to exert economic abuse against women, and wants a form requirement similar to the one that applies to wills. The party wants parliament to again urge the government to report back promptly on introducing form requirements for powers of attorney concerning major financial commitments, since the work is already under way but needs to move faster.

Summarised from the committee report. Party labels in the summary come from the report, not from the vote.

VSMPCLKDMSD
YesNoAbstainAbsent

What do the votes mean here?

Yes The committee proposal: rejecting the motions (keeping things as they are).

No Backing the counter-proposal: reservation 21 by S.

Abstain The party marks a position of its own that is not one of the two final alternatives.

What each plan points to — and how the party voted

For each party: the vote its own election manifesto and party programme point to in this case, next to how the party actually voted. A plan can only point to Yes or No; a party can also abstain.

PlanVoteConfidenceEvidence
VNoYes 21/0/0/3departs from the planconfidence: mediumnot addressed
Sown reservationNoNo 0/93/0/13follows the planconfidence: lownot addressed
MPNoYes 15/0/0/3departs from the planconfidence: mediumnot addressed
CNoYes 21/0/0/3departs from the planconfidence: mediumnot addressed
LNoYes 14/0/0/2departs from the planconfidence: mediumnot addressed
KDNoYes 16/0/0/3departs from the planconfidence: mediumnot addressed
MNoYes 60/0/0/8departs from the planconfidence: lownot addressed
SDNoYes 63/0/0/9departs from the planconfidence: lownot addressed

Committee proposal

The Riksdag rejects the motions 2024/25:1389 by Mikael Eskilandersson et al. (SD) amendment 35 and 2024/25:3073 by Jennie Nilsson et al. (S) amendment 20.

Original (Swedish)

Riksdagen avslår motionerna 2024/25:1389 av Mikael Eskilandersson m.fl. (SD) yrkande 35 och 2024/25:3073 av Jennie Nilsson m.fl. (S) yrkande 20.

Riksdag decision: The Riksdag rejected approximately 80 proposals in motions concerning consumer rights and other matters submitted during the general motion period 2024. The reason is, among other things, that work is already underway in many of the issues addressed by the proposals. The proposals deal with, for example, telephone sales, advertising directed at children, contacts with companies' customer service, travelers' rights, consumer credit and over-indebtedness, and consumer guidance.

Counter-proposals

Plan vs actual vote

Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.

VVänsterpartietNoYesdeparts from the plannot addressed

The plan explicitly recognizes economic violence as one of the expressions patriarchal violence takes and wants to prevent it with targeted measures.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan explicitly recognizes economic violence as one of the expressions patriarchal violence takes and wants to prevent it with targeted measures. A formal requirement for powers of attorney in large economic commitments plugs precisely the gap that can be exploited for such violence, and the plan moreover values everyone's protection of their personal integrity. The plan therefore speaks for the counter-proposal's demand.

Original (Swedish)

Planen erkänner uttryckligen ekonomiskt våld som ett av de uttryck det patriarkala våldet tar sig och vill förebygga det med riktade åtgärder. Ett formkrav för fullmakter vid stora ekonomiska åtaganden täpper till just den lucka som kan utnyttjas för sådant våld, och planen värnar dessutom var och ens skydd för sin personliga integritet. Planen talar därför för motförslagets krav.

  • economic violence as a form of violencedecisive»de maktmönster som riskerar att gå över i psykiskt, fysiskt, sexuellt« (party programme ↗)“the power patterns that risk escalating to psychological, physical, sexual”
  • prevention against patriarchal violence»Arbetet mot det patriarkala våldet behöver bygga på en förståelse för« (party programme ↗)“The work against patriarchal violence needs to be based on an understanding of”
  • protection for personal integrity»har rätt till skydd av sin personliga integritet.« (party programme ↗)“have the right to protection of their personal integrity.”
  • functioning legal protection for women»Det är viktigt att rättssystemet fungerar, att kvinnors erfarenheter tas på allvar och att de som begår brott döms.« (2022 manifesto ↗)“It is important that the justice system works, that women's experiences are taken seriously and that those who commit crimes are convicted.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

SSocialdemokraternaNoNofollows the plannot addressed

The party programme establishes women's right to determine their own economy and equal right to own livelihood, which is precisely what economic violence removes.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The party programme establishes women's right to determine their own economy and equal right to own livelihood, which is precisely what economic violence removes. The election manifesto's strong action against violence and violations in close relationships points the same way and speaks for a formal requirement that makes misuse of powers of attorney difficult. The plan does not mention powers of attorney, so the support is derived.

Original (Swedish)

Partiprogrammet slår fast kvinnors rätt att bestämma över sin egen ekonomi och lika rätt till egen försörjning, vilket är just det som ekonomiskt våld sätter ur spel. Valmanifestets krafttag mot våld och kränkningar i nära relationer pekar åt samma håll och talar för ett formkrav som försvårar missbruk av fullmakter. Planen nämner inte fullmakter, så stödet är härlett.

  • women's economic self-determinationdecisive»rätt att bestämma över sin ekonomi« (party programme ↗)“right to determine their own economy”
  • strong action against violence in close relationships»Krafttag för att stoppa hedersrelaterat våld, sexualbrott och mäns våld mot kvinnor.« (2022 manifesto ↗)“Strong action to stop honour-related violence, sexual crime and men's violence against women.”
  • equal right to own livelihood»Män och kvinnor måste få lika rätt till egen försörjning och ett utvecklande yrkesliv.« (party programme ↗)“Men and women must have equal right to own livelihood and a developing career.”
MPMiljöpartietNoYesdeparts from the plannot addressed

The plan requires that violence in close relationships be handled quickly and consistently and that those subjected to psychological and physical violence receive protection, and it wants strong consumer protection.

Plan documents: party programme

Reasoning and quotes

The plan requires that violence in close relationships be handled quickly and consistently and that those subjected to psychological and physical violence receive protection, and it wants strong consumer protection. A formal requirement for powers of attorney in large financial commitments closes precisely the gap that makes economic abuse possible. The plan does not mention powers of attorney, so the position is derived from its protection principles.

Original (Swedish)

Planen kräver att våld i nära relationer hanteras snabbt och konsekvent och att den som utsatts för psykiskt och fysiskt våld får skydd, och den vill ha ett starkt konsumentskydd. Ett formkrav för fullmakter vid stora ekonomiska åtaganden stänger just den lucka som gör ekonomiskt våld möjligt. Planen nämner inte fullmakter, varför ställningstagandet härleds ur skyddsprinciperna.

  • quick handling of violence in relationshipsdecisive»Våld i nära relationer ska behandlas på ett snabbt,« (party programme ↗)“Violence in close relationships shall be handled in a quick,”
  • protection against psychological abuse»skydd för barn och vuxna som utsatts för psykiskt« (party programme ↗)“protection for children and adults subjected to psychological”
  • strong consumer protection»Vi vill ha ett starkt skydd« (party programme ↗)“We want strong protection”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

CCenterpartietNoYesdeparts from the plannot addressed

The plan commits to strengthening the victim perspective and leading Sweden towards an end to men's violence against women, and lifts women's economic self-determination as its own goal.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan commits to strengthening the victim perspective and leading Sweden towards an end to men's violence against women, and lifts women's economic self-determination as its own goal. Powers of attorney without form requirements that can be exploited for economic abuse attack exactly that self-determination, so a form requirement and expedited processing align with the plan's commitments.

Original (Swedish)

Planen åtar sig att stärka brottsofferperspektivet och att leda Sverige mot ett slut på mäns våld mot kvinnor, och den lyfter kvinnors ekonomiska egenmakt som ett eget mål. Fullmakter utan formkrav som kan utnyttjas för ekonomiskt våld angriper just den egenmakten, varför ett formkrav och en skyndsam behandling ligger i linje med planens åtaganden.

  • strengthened victim perspectivedecisive»Brottsofferperspektivet måste stärkas och eftervåldet upphöra.« (2022 manifesto ↗)“The victim perspective must be strengthened and post-crime violence must cease.”
  • end to men's violence against women»Vi ska leda Sverige mot ett slut på mäns våld mot kvinnor.« (2022 manifesto ↗)“We shall lead Sweden towards an end to men's violence against women.”
  • women's economic self-determination»Vi ska dessutom leda Sverige till större ekonomisk jämställdhet.« (2022 manifesto ↗)“We shall also lead Sweden to greater economic equality.”
  • prevent crime and support victims»Kriminalpolitiken ska därför både förebygga och avskräcka från brott, stödja brottsdrabbade och stimulera dem som har begått olagliga handlingar till en ny livssituation utan brottslighet.« (party programme ↗)“Criminal policy must therefore both prevent and deter crime, support crime victims and encourage those who have committed illegal acts to move to a new life situation without crime.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

LLiberalernaNoYesdeparts from the plannot addressed

The plan requires that individuals' influence over everyday contracts be strengthened through improved consumer and contract legislation, which is exactly what a formal requirement for powers of attorney in large economic undertakings is about.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan requires that individuals' influence over everyday contracts be strengthened through improved consumer and contract legislation, which is exactly what a formal requirement for powers of attorney in large economic undertakings is about. The plan also points out that economic power difference between women and men is a central gender equality issue and wants to prevent all forms of violence in intimate relationships, which supports the counter-proposal's motive about economic violence. The plan does not directly address powers of attorney, so the support is derived.

Original (Swedish)

Planen kräver att den enskildes inflytande över vardagens avtal stärks genom förbättrad konsument- och avtalslagstiftning, vilket är precis vad ett formkrav för fullmakter vid stora ekonomiska åtaganden handlar om. Planen pekar dessutom ut skillnaden i ekonomisk makt mellan kvinnor och män som en central jämställdhetsfråga och vill förebygga alla former av våld i nära relationer, vilket bär motförslagets motiv om ekonomiskt våld. Planen behandlar inte fullmakter direkt, så stödet är härlett.

  • strengthened contract legislationdecisive»vardagen behöver stärkas genom förbättrad konsument- och avtalslagstiftning.« (party programme ↗)“everyday life needs to be strengthened through improved consumer and contract legislation.”
  • economic power is a gender equality issue»Skillnaden i ekonomisk makt mellan kvinnor och män är en central jämställdhetsfråga.« (party programme ↗)“The difference in economic power between women and men is a central gender equality issue.”
  • prevent violence in intimate relationships»Insatserna för att förebygga och förhindra våld i nära relationer måste fokusera på förövarna.« (party programme ↗)“Efforts to prevent and stop violence in intimate relationships must focus on perpetrators.”
  • better protection for victims»Vi vill se en ökad handlingskraft mot sexuellt våld och våld mot kvinnor genom bland annat högre straff för sexualbrott och ett bättre skydd och stöd för offren.« (2022 manifesto ↗)“We want to see increased action against sexual violence and violence against women through among other things higher penalties for sexual crimes and better protection and support for victims.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

KDKristdemokraternaNoYesdeparts from the plannot addressed

The plan stipulates that society shall stand on the side of crime victims and that a person subjected to violence in a close relationship shall be given adequate support and protection, while the right to property is a human right.

Plan documents: party programme

Reasoning and quotes

The plan stipulates that society shall stand on the side of crime victims and that a person subjected to violence in a close relationship shall be given adequate support and protection, while the right to property is a human right. A formal requirement for powers of attorney in major financial commitments prevents precisely that powers of attorney are used as a tool for economic abuse. The plan also builds market economy's contracts on honesty and personal responsibility.

Original (Swedish)

Planen slår fast att samhället ska ställa sig på brottsoffrets sida och att den som utsatts för våld i en nära relation ska ges adekvat stöd och skydd, samtidigt som rätten till egendom är en mänsklig rättighet. Ett formkrav för fullmakter vid stora ekonomiska åtaganden motverkar just att fullmakter används som verktyg för ekonomiskt våld. Planen bygger också marknadsekonomins avtal på hederlighet och personligt ansvarstagande.

  • society on the side of crime victimsdecisive»Samhället ska ställa sig på brottsoffrets sida.« (party programme ↗)“Society shall stand on the side of crime victims.”
  • protection from violence in close relationships»Kvinnor, män och barn som utsatts för våld i en nära relation ska ges adekvat stöd och skydd.« (party programme ↗)“Women, men and children subjected to violence in a close relationship shall be given adequate support and protection.”
  • property rights as a human right»Rätten till egendom är en mänsklig rättighet« (party programme ↗)“The right to property is a human right”
  • contracts based on honesty»Marknadsekonomins civilrättsliga grundvalar är frivilliga och ofta informella avtal mellan självständiga aktörer.« (party programme ↗)“The civil law foundations of the market economy are voluntary and often informal contracts between independent actors.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

MModeraternaNoYesdeparts from the plannot addressed

The plan commits to strengthening protection against crimes directed at vulnerable people, especially fraud and other crimes against the elderly, and to introducing an offence against the peace of the elderly.

Plan documents: 2022 manifesto

Reasoning and quotes

The plan commits to strengthening protection against crimes directed at vulnerable people, especially fraud and other crimes against the elderly, and to introducing an offence against the peace of the elderly. A formal requirement for powers of attorney for large financial undertakings aims to close precisely the loophole that is exploited to access someone else's money. The plan thus supports the counter-proposal's demands in substance, even though it does not mention powers of attorney.

Original (Swedish)

Planen åtar sig att skärpa skyddet mot brott som riktas mot sårbara människor, särskilt bedrägerier och annan brottslighet mot äldre, och att införa ett äldrefridsbrott. Ett formkrav för fullmakter vid stora ekonomiska åtaganden syftar till att stänga just den lucka som utnyttjas för att komma åt någon annans pengar. Planen stöder därför motförslagets krav i sak, även om den inte nämner fullmakter.

  • crimes against the elderly are combateddecisive»Satsa mer pengar på att utreda bedrägeribrott och annan brottslighet mot äldre« (2022 manifesto ↗)“Invest more money in investigating fraud crimes and other crimes against the elderly”
  • protection for vulnerable»Kriminalitet som riktar sig mot sårbara människor är extra klandervärd.« (2022 manifesto ↗)“Criminality directed at vulnerable people is particularly reprehensible.”
  • offence against peace of the elderly»Införa äldrefridsbrott som en ny brottsrubricering i syfte att skärpa straffen för dessa brott« (2022 manifesto ↗)“Introduce an offence against the peace of the elderly as a new criminal offence category in order to toughen penalties for these crimes”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

SDSverigedemokraternaNoYesdeparts from the plannot addressed

The plan does not address formal requirements for powers of attorney, but establishes that systems that encourage fraud should be prevented, that the position of crime victims should be strengthened and that ever more elderly people are subjected to crime in their own homes.

Plan documents: 2022 manifesto

Reasoning and quotes

The plan does not address formal requirements for powers of attorney, but establishes that systems that encourage fraud should be prevented, that the position of crime victims should be strengthened and that ever more elderly people are subjected to crime in their own homes. A formal requirement that makes it harder for powers of attorney to be used to deplete someone else's finances aligns most closely with these principles. The conclusion is derived from general commitments.

Original (Swedish)

Planen behandlar inte formkrav för fullmakter, men slår fast att system som lockar till fusk ska motverkas, att brottsoffrets ställning ska stärkas och att allt fler äldre utsätts för brott i sina egna hem. Ett formkrav som försvårar att fullmakter används för att tömma någon annans ekonomi ligger närmast dessa principer. Slutsatsen är härledd ur allmänna åtaganden.

  • close off systems that encourage frauddecisive»Både fusk och sådana system som tenderar att locka till fusk och korruption ska motverkas.« (2022 manifesto ↗)“Both fraud and systems that tend to encourage fraud and corruption should be prevented.”
  • elderly exposure to crime»Allt fler äldre råkar ut för stölder, rån och överfall i sina egna hem.« (2022 manifesto ↗)“More and more elderly people fall victim to theft, robbery and assault in their own homes.”
  • strengthened victim protection»Stärka brottsoffrets ställning och öka stödet till brottsoffer« (2022 manifesto ↗)“Strengthen the position of crime victims and increase support for crime victims”
  • protection against intimate partner violence»Upprätta en handlingsplan för den som utsätts för våld i nära relation« (2022 manifesto ↗)“Establish an action plan for those subjected to intimate partner violence”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

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Sources and documents

Documents under consideration

Source: The Swedish Parliament