The question is whether exemptions from early-repayment compensation should be introduced for fixed-rate mortgages in situations such as death, divorce, moving or switching banks, or whether the current principles for the compensation should apply without exceptions.
Committee proposal adopted, 268–15
Plan → Vote
»förhandlingsstyrka. Regleringen av lånevillkor behöver utgå från«“bargaining power. Regulation of loan terms needs to be based on”loan terms based on common needs · party programme ↗
»Den ekonomiska politiken behöver bedrivas med stor varsamhet och respekt för vanliga hushålls ekonomi.«“Economic policy needs to be conducted with great care and respect for ordinary households' finances.”care for household finances · 2022 manifesto ↗
»Vi vill ha ett starkt skydd«“We want strong protection”strong consumer protection · party programme ↗
»Det förstärkta amorteringskravet — ett påtvingat sparande för dem med lägst inkomster — bör avskaffas när ränteläget nu normaliseras.«“The enhanced amortization requirement — a forced saving scheme for those with the lowest incomes — should be abolished as interest rates now normalize.”lighten the mortgage burden · 2022 manifesto ↗
»Bostadsmarknaden på expansiva orter präglas av inlåsningseffekter och stelhet.«“The housing market in expanding areas is characterized by lock-in effects and rigidity.”break lock-in effects · party programme ↗
»Skatte-, bidrags- och socialförsäkringssystemen ska sammantaget ta hänsyn till familjesituationen och försörjningsansvaret samt upplevas som rimligt av medborgaren.«“Tax, benefit and social insurance systems shall taken together take family situation and maintenance responsibility into account and be perceived as fair by the citizen.”consideration for family situation · party programme ↗
»En fungerande bostadsmarknad är en förutsättning för ökad tillväxt.«“A functioning housing market is a prerequisite for increased growth.”functioning housing market · 2022 manifesto ↗
»Det ska vara enklare att kunna flytta eller byta bostad vid behov.«“It should be easier to be able to move or change housing when needed.”mobility in the housing market · 2022 manifesto ↗
The plan is an AI reading of the party’s own manifesto and programme, with verbatim quotes. Not a prediction. Open the case → · airiksdagen.se