2026-04-012025/26:CU18 · p.6CUCivil law & housing
Financing of Housing Construction
State financing and support for housebuilding
What's at stake: A sharply reduced level of housing construction affects employment in the construction sector, not least the wood construction industry, and the availability of housing in weak markets and municipalities where industry is transitioning or expanding.
Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.
What the vote decides
The question is whether the ongoing preparation of credit guarantees and support for building in weak markets and transition municipalities is sufficient, or whether the state should actively introduce new tools such as a building stimulus and state building credits to counter the sharp drop in housebuilding.
Yes Yes — the committee proposal
The committee rejects the motions. The government is already working on subsidised credit guarantee fees, and Boverket's proposal for state top-up loans is being prepared within the Government Offices, as is support directed at municipalities undergoing establishment or transition, and the outcome of that preparation should not be pre-empted by a parliamentary initiative; the committee also stands by its previous view on investment support for rental housing and student housing.
No No — the reservations
Reservation 14 (S)
Housing construction has come to an abrupt halt and the situation is acute, not least for the wood construction industry. The state should promptly contribute more active measures, including a state building stimulus and state building credits, and the government should appoint an inquiry into how the state can contribute more actively in housing policy.
Summarised from the committee report. Party labels in the summary come from the report, not from the vote.
What do the votes mean here?
Yes The committee proposal: rejecting the motions (keeping things as they are).
No Backing the counter-proposal: reservation 14 by S.
Abstain The party marks a position of its own that is not one of the two final alternatives.
What each plan points to — and how the party voted
For each party: the vote its own election manifesto and party programme point to in this case, next to how the party actually voted. A plan can only point to Yes or No; a party can also abstain.
| Plan | Vote | Confidence | Evidence | ||
|---|---|---|---|---|---|
| V | No | Abstain 0/0/17/5 | departs from the plan | confidence: high | explicit |
| S | No | No 0/90/0/16 | follows the plan | confidence: high | explicit |
| MP | No | Abstain 2/0/13/3 | departs from the plan | confidence: high | explicit |
| C | Yes | Abstain 0/0/19/5 | departs from the plan | confidence: medium | not addressed |
| L | Yes | Yes 12/0/0/4 | follows the plan | confidence: high | explicit |
| KD | Yes | Yes 16/0/0/3 | follows the plan | confidence: medium | not addressed |
| M | Yes | Yes 55/0/0/11 | follows the plan | confidence: medium | not addressed |
| SD | No | Yes 59/0/0/11 | departs from the plan | confidence: medium | not addressed |
Broke with the party line
| MPAnnika Hirvonen (MP, Stockholms län) | Yes — party line: Abstain |
| MPUlf Holm (MP, Skåne läns södra) | Yes — party line: Abstain |
MPs whose vote differs from their party's majority position in this division. Marked with a dark ring in the chamber view.
Committee proposal
The Riksdag rejects the motions 2025/26:511 by Jamal El-Haj (-) amendment 2, 2025/26:644 by Heléne Björklund (S), 2025/26:659 by Kristoffer Lindberg et al. (S) amendment 1, 2025/26:674 by Blåvitt Elofsson and Lars Mejern Larsson (both S), 2025/26:923 by Linus Sköld et al. (S) amendments 1-3, 2025/26:930 by Serkan Köse (S) amendment 2, 2025/26:1209 by Adrian Magnusson and Aida Birinxhiku (both S) amendment 2, 2025/26:1239 by Niklas Sigvardsson et al. (S) amendment 4, 2025/26:1416 by Åsa Karlsson and Björn Wiechel (both S), 2025/26:1921 by Magnus Manhammar (S), 2025/26:2821 by Nooshi Dadgostar et al. (V) amendment 24, 2025/26:3184 by Alireza Akhondi et al. (C) amendments 36 and 37, 2025/26:3185 by Elisabeth Thand Ringqvist et al. (C) amendments 24 and 25, and 2025/26:3650 by Joakim Järrebring et al. (S) amendment 10.
Original (Swedish)
Riksdagen avslår motionerna 2025/26:511 av Jamal El-Haj (-) yrkande 2, 2025/26:644 av Heléne Björklund (S), 2025/26:659 av Kristoffer Lindberg m.fl. (S) yrkande 1, 2025/26:674 av Blåvitt Elofsson och Lars Mejern Larsson (båda S), 2025/26:923 av Linus Sköld m.fl. (S) yrkandena 1-3, 2025/26:930 av Serkan Köse (S) yrkande 2, 2025/26:1209 av Adrian Magnusson och Aida Birinxhiku (båda S) yrkande 2, 2025/26:1239 av Niklas Sigvardsson m.fl. (S) yrkande 4, 2025/26:1416 av Åsa Karlsson och Björn Wiechel (båda S), 2025/26:1921 av Magnus Manhammar (S), 2025/26:2821 av Nooshi Dadgostar m.fl. (V) yrkande 24, 2025/26:3184 av Alireza Akhondi m.fl. (C) yrkandena 36 och 37, 2025/26:3185 av Elisabeth Thand Ringqvist m.fl. (C) yrkandena 24 och 25 samt 2025/26:3650 av Joakim Järrebring m.fl. (S) yrkande 10.
Riksdag decision: The Riksdag said no to 131 proposals on housing policy. The proposals were submitted during the regular motion period 2025 and concern, among other things, measures on the housing market, financing of housing construction, public housing companies, measures against segregation and exclusion, and circular economy in the building and real estate sector. The Riksdag primarily refers to measures already taken and ongoing work.
Counter-proposals
- The counter-proposal wants to establish a state-owned property company with the task to acquire and build housing nationwide. (S) — Reservation 14
Plan vs actual vote
Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.
The election manifesto promises a state building company, investment support and active land policy for massive housing construction, and the party programme places main responsibility for investments in building on the state.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The election manifesto promises a state building company, investment support and active land policy for massive housing construction, and the party programme places main responsibility for investments in building on the state. The counter-proposal's demands for state building stimulus and state building credits are precisely the more active state role the plan requires. That furthermore investigating the forms of the state's involvement lies completely in line with the plan.
Original (Swedish)
Valmanifestet utlovar ett statligt byggbolag, investeringsstöd och en aktiv markpolitik för ett massivt bostadsbyggande, och partiprogrammet lägger huvudansvaret för investeringar i byggande på staten. Motförslagets krav på statlig byggstimulans och statliga byggkrediter är just den mer aktiva statliga roll planen kräver. Att därtill utreda formerna för statens medverkan ligger helt i linje med planen.
- state tools for buildingdecisive»Vänsterpartiet vill se ett statligt byggbolag, investeringsstöd för ökat bostadsbyggande och en aktiv markpolitik.« (2022 manifesto ↗)“The Left Party wants to see a state building company, investment support for increased housing construction and active land policy.”
- state main responsibility for building investments»Staten behöver ta huvudansvaret för att stärka« (party programme ↗)“The state needs to take main responsibility for strengthening”
- housing shortage must be built away»Bostadsbristen är en bromskloss både för lokalsamhällen, arbetstagare och arbetsgivare som vill vara delaktiga i att ställa om Sverige.« (2022 manifesto ↗)“Housing shortage is a brake on both local communities, workers and employers who want to participate in transitioning Sweden.”
- strengthened public housing»Den gemensamt ägda Allmännyttan behöver stärkas.« (party programme ↗)“The jointly owned Allmännytta needs to be strengthened.”
The stance rests on the quoted commitment in the party's own documents; the actual vote deviated. Click the quote to verify it in the document.
The plan requires state support to solve the housing shortage and a guiding national housing policy, not for the state to wait for the market.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The plan requires state support to solve the housing shortage and a guiding national housing policy, not for the state to wait for the market. The counter-proposal's requirement for prompt state measures such as building stimulus and construction credits, and an investigation of how the state can contribute more actively, is thus the plan's own line. The plan also wants to continue building rental housing that ordinary people can afford.
Original (Swedish)
Planen kräver statligt stöd för att häva bostadsbristen och en styrande nationell bostadspolitik, inte att staten avvaktar marknaden. Motförslagets krav på skyndsamma statliga åtgärder som byggstimulans och byggkrediter, samt en utredning av hur staten kan bidra mer aktivt, är därmed planens egen linje. Planen vill också fortsätta bygga hyresrätter som vanligt folk har råd med.
- state support against housing shortagedecisive»Statligt stöd för att häva bostadsbristen, särskilt för unga.« (party programme ↗)“State support to solve the housing shortage, especially for young people.”
- guiding national housing policy»Styrande nationell bostadspolitik och stärkt kommunalt bostadsförsörjningsansvar.« (party programme ↗)“Guiding national housing policy and strengthened municipal housing provision responsibility.”
- more affordable rental housing»Vi ska fortsätta att bygga hyresrätter som vanligt folk har råd att bo i.« (2022 manifesto ↗)“We should continue to build rental housing that ordinary people can afford to live in.”
- active housing policy»Aktiv och social bostadspolitik.« (party programme ↗)“Active and social housing policy.”
The plan's housing policy rests on strong state responsibility for housing construction and on state support that makes it cheaper to build housing with reasonable rents.
Plan documents: party programme · 2022 manifesto
Reasoning and quotes
The plan's housing policy rests on strong state responsibility for housing construction and on state support that makes it cheaper to build housing with reasonable rents. The counter-proposal's demands for state building stimulus, state building credits and an investigation of how the state can contribute more actively go in the same direction. The plan also explicitly wants to develop and expand investment support.
Original (Swedish)
Planens bostadspolitik vilar på ett starkt statligt ansvar för bostadsbyggandet och på statliga stöd som gör det billigare att bygga bostäder med rimliga hyror. Motförslagets krav på en statlig byggstimulans, statliga byggkrediter och en utredning av hur staten kan bidra mer aktivt går i samma riktning. Planen vill dessutom uttryckligen utveckla och utöka investeringsstödet.
- strong state construction responsibilitydecisive»statligt ansvar med insatser för bostadsbyggande samt ramregler för finansiering,« (party programme ↗)“state responsibility with efforts for housing construction and frameworks for financing,”
- expanded investment support»bygga fler klimatsmarta hyresrätter med rimliga hyror, utveckla och utöka investeringsstödet som gjorde det billigare att bygga och se till att fler kan äga sin bostad.« (2022 manifesto ↗)“build more climate-smart rental housing with reasonable rents, develop and expand the investment support that made it cheaper to build and ensure more people can own their home.”
- state support for reasonable rents»Statliga stöd ska underlätta byggandet av bostäder med rimliga hyror,« (party programme ↗)“State support shall facilitate the building of housing with reasonable rents,”
- long-term state construction support»införa ett rot-stöd för hyresrätter och stimulera hållbar renovering genom statligt långsiktigt stöd.« (2022 manifesto ↗)“introduce ROT support for rental housing and stimulate sustainable renovation through state long-term support.”
The stance rests on the quoted commitment in the party's own documents; the actual vote deviated. Click the quote to verify it in the document.
The plan's path to increased construction goes through simpler rules and reformed shoreline protection, not through new state support.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The plan's path to increased construction goes through simpler rules and reformed shoreline protection, not through new state support. The election manifesto explicitly promises to use taxpayers' money carefully and allocate less to subsidies, and the party programme wants a market economy free from command-economy directives. State construction stimulus and state construction loans therefore go against the plan's line, although the need for housing throughout the country is shared.
Original (Swedish)
Planens väg till ökat byggande går via enklare regler och reformerat strandskydd, inte via nya statliga stöd. Valmanifestet lovar uttryckligen att hushålla med skattebetalarnas pengar och lägga mindre på bidrag, och partiprogrammet vill ha en marknadsekonomi fri från planekonomiska pekpinnar. En statlig byggstimulans och statliga byggkrediter går därför emot planens linje, även om behovet av bostäder i hela landet delas.
- restraint in state supportdecisive»Politiken ska hushålla med skattebetalarnas pengar. Mer pengar ska läggas på välfärdens kärna, mindre på bidrag.« (2022 manifesto ↗)“Politics should use taxpayers' money carefully. More money should go to the core of welfare, less to subsidies.”
- regulatory reform instead of subsidy»Strandskyddet ska reformeras så att det blir lättare att bygga och bo på landsbygden.« (2022 manifesto ↗)“Shoreline protection should be reformed to make it easier to build and live in rural areas.”
- housing needed throughout the country»En förutsättning för utveckling är att det finns tillräckligt med bostäder i hela landet.« (party programme ↗)“A prerequisite for development is the existence of sufficient housing throughout the country.”
flags: citat_blockerat
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
The election manifesto wants to increase construction through more market and simpler rules, not through new government support: today's expensive building subsidies shall be abolished.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The election manifesto wants to increase construction through more market and simpler rules, not through new government support: today's expensive building subsidies shall be abolished. The counter-proposal's requirement for state building stimulus and state building credits thus goes in the opposite direction to the plan's line. The party programme instead points to increased competition and simplified building and planning rules as the way to more housing.
Original (Swedish)
Valmanifestet vill öka byggandet genom mer marknad och enklare regler, inte genom nya statliga stöd: dagens dyra byggsubventioner ska avskaffas. Motförslagets krav på statlig byggstimulans och statliga byggkrediter går därmed i motsatt riktning mot planens linje. Partiprogrammet pekar i stället på ökad konkurrens och förenklade bygg- och planregler som vägen till fler bostäder.
- abolish building subsidiesdecisive»Dagens dyra byggsubventioner ska avskaffas« (2022 manifesto ↗)“Today's expensive building subsidies shall be abolished”
- more market on the housing market»Vi vill skapa en bostadsmarknad med fler bostäder och mer marknad, där fler vill bygga och fler har råd att flytta.« (2022 manifesto ↗)“We want to create a housing market with more housing and more market, where more people want to build and more can afford to move.”
- building through regulatory simplification»För att öka byggandet i Sverige bör konkurrensen öka och reglerna kring byggande på såväl statlig som kommunal nivå förenklas.« (party programme ↗)“To increase construction in Sweden, competition should increase and regulations around construction at both state and municipal level should be simplified.”
- support for buyers, not builders»Vi vill införa en stimulans för att spara ihop till den första insatsen, slopa det förhöjda amorteringskravet, korta överklagandeprocesserna och fortsätta förenkla byggreglerna.« (2022 manifesto ↗)“We want to introduce incentives for saving towards the first down payment, eliminate the increased amortization requirement, shorten appeal processes, and continue simplifying building regulations.”
The counter-proposal wants state building stimulus and state building credits, but the plan rejects direct company subsidies and wants business policy to be conducted with general means.
Plan documents: party programme
Reasoning and quotes
The counter-proposal wants state building stimulus and state building credits, but the plan rejects direct company subsidies and wants business policy to be conducted with general means. The plan's route to more housing is instead a functioning housing market and preventing red tape and unnecessary rules from hindering municipalities. The ambition for increased construction is shared, but the support forms the counter-proposal demands contradict the plan's commitments.
Original (Swedish)
Motförslaget vill ha en statlig byggstimulans och statliga byggkrediter, men planen avvisar direkta företagssubventioner och vill att näringspolitiken bedrivs med generella medel. Planens väg till fler bostäder är i stället en fungerande bostadsmarknad och att krångel och onödiga regler inte hindrar kommunerna. Ambitionen om ökat byggande delas, men de stödformer motförslaget efterfrågar strider mot planens åtaganden.
- no to company subsidiesdecisive»Direkta företagssubventioner avvisas.« (party programme ↗)“Direct company subsidies are rejected.”
- functioning housing market»Sverige får till stånd en fungerande bostadsmarknad.« (party programme ↗)“Sweden establishes a functioning housing market.”
- general means before targeted support»Näringspolitiken ska bedrivas med generella medel« (party programme ↗)“Business policy shall be conducted with general means”
- deregulation for construction»Krångel och onödiga regler får inte stå i vägen för en kommun att leva upp till sitt« (party programme ↗)“Red tape and unnecessary rules must not stand in the way of a municipality meeting its”
The plan's housing policy increases construction through deregulation and ownership: abolished coastal protection, simpler building plans, retained mortgage interest deduction and freer rent-setting — not through state building subsidies or building credit.
Plan documents: 2022 manifesto
Reasoning and quotes
The plan's housing policy increases construction through deregulation and ownership: abolished coastal protection, simpler building plans, retained mortgage interest deduction and freer rent-setting — not through state building subsidies or building credit. Furthermore, new state stimuli must fit within the surplus target, and the plan points out the judiciary, defence and welfare as what must be prioritised. The counter-proposal's demand for state building stimulus and state building credit therefore lacks support in the plan.
Original (Swedish)
Planens bostadspolitik ökar byggandet genom avreglering och ägande: avskaffat strandskydd, enklare byggplaner, behållet ränteavdrag och friare hyressättning — inte genom statliga byggsubventioner eller byggkrediter. Nya statliga stimulanser ska dessutom rymmas inom överskottsmålet, och planen pekar ut rättsväsende, försvar och välfärd som det som måste prioriteras. Motförslagets krav på statlig byggstimulans och statliga byggkrediter saknar därför stöd i planen.
- deregulation increases constructiondecisive»Avskaffa dagens strandskydd för att möjliggöra ökat byggande« (2022 manifesto ↗)“Abolish current coastal protection to enable increased construction”
- simpler planning process»Ersätta avancerade detaljplaner med enklare byggplaner« (2022 manifesto ↗)“Replace advanced detailed plans with simpler building plans”
- financed reforms»Alla nya löften och reformer – som till exempel våra inkomstskattesänkningar – behöver finansieras eller rymmas inom överskottsmålet.« (2022 manifesto ↗)“All new promises and reforms – such as for example our income tax reductions – need to be financed or fit within the surplus target.”
- reforms for increased construction»Vi vill genomföra reformer som ökar byggandet av såväl hyressom bostadsrätter.« (2022 manifesto ↗)“We want to implement reforms that increase construction of both rental and owner-occupied housing.”
flags: citat_migrerat
The plan explicitly establishes that housing construction should increase and that financing of housing in rural areas should be eased, which is precisely what the counter-proposal demands regarding state building credits and a more active state role.
Plan documents: 2022 manifesto · party programme
Reasoning and quotes
The plan explicitly establishes that housing construction should increase and that financing of housing in rural areas should be eased, which is precisely what the counter-proposal demands regarding state building credits and a more active state role. The plan also notes that the market alone cannot guarantee everyone a home. The plan's own main track is however simplified rules and processes rather than new subsidies, which makes support for a construction stimulus less clear-cut.
Original (Swedish)
Planen slår uttryckligen fast att bostadsbyggandet ska öka och att finansieringen av bostäder på landsbygden bör underlättas, vilket är just det motförslaget efterfrågar när det gäller statliga byggkrediter och en mer aktiv statlig roll. Planen konstaterar också att marknaden inte ensam kan garantera alla en bostad. Planens eget huvudspår är dock förenklade regler och processer snarare än nya subventioner, vilket gör stödet för en byggstimulans mindre entydigt.
- eased housing financing in rural areasdecisive»Finansiering av bostäder på landsbygden bör underlättas.« (2022 manifesto ↗)“Financing of housing in rural areas should be eased.”
- increased housing construction»Öka bostadsbyggandet« (2022 manifesto ↗)“Increase housing construction”
- state responsibility for housing supply»Sverigedemokraternas bedömning är att marknaden inte ensam kan garantera alla medborgare rätten till en bostad.« (party programme ↗)“Sweden Democrats' assessment is that the market alone cannot guarantee all citizens the right to a home.”
- simplification before subsidies»Sverigedemokraterna vill underlätta bostadsbyggande genom att förenkla och snabba på beslutsprocesser och se över de omfattande regelverk och krav som styr bostadsbyggande.« (2022 manifesto ↗)“Sweden Democrats want to facilitate housing construction by simplifying and speeding up decision processes and reviewing the extensive regulations and requirements that govern housing construction.”
The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.
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Sources and documents
- The committee report on riksdagen.se (2025/26:CU18)
- Committee report full text (HD01CU18)
- Per-MP voting data (API)
- Case status (API)
Documents under consideration
- Motion 2025/26:1084 — Rätt till en rökfri bostad i bostadsrätt av Anna Wallentheim (S)
- Motion 2025/26:1209 — Ungas ställning på bostadsmarknaden av Adrian Magnusson och Aida Birinxhiku (båda S)
- Motion 2025/26:1210 — Fler och billigare studentbostäder av Adrian Magnusson och Amalia Rud Stenlöf (båda S)
- Motion 2025/26:1239 — Förutsättningar för ökat bostadsbyggande av Niklas Sigvardsson m.fl. (S)
- Motion 2025/26:1249 — Nationell bostadssamordning för våldsutsatta kvinnor av Denis Begic (S)
- Motion 2025/26:1378 — Möjlighet till fasta bostadsanpassningar för fler av Åsa Eriksson m.fl. (S)
- Motion 2025/26:1416 — Säkrat bostadsbyggande av Åsa Karlsson och Björn Wiechel (båda S)
- Motion 2025/26:15 — Nedgångna bostäder i avfolkningskommuner av Josef Fransson (SD)
- Motion 2025/26:1921 — Införande av ett nytt investeringsstöd till byggnation av hyresbostäder och bostäder för studenter av Magnus Manhammar (S)
- Motion 2025/26:2128 — Underlättad bostadskarriär och integration av Kerstin Lundgren (C)
- Motion 2025/26:2732 — Småhus och egnahem av Markus Wiechel och Alexander Christiansson (båda SD)
- Motion 2025/26:2775 — Hyresrätt och allmännytta av Malcolm Momodou Jallow m.fl. (V)
- Motion 2025/26:2821 — Bostadspolitik, planering och byggande av Nooshi Dadgostar m.fl. (V)
- Motion 2025/26:2834 — Ett jämställt samhälle av Helena Vilhelmsson m.fl. (C)
- Motion 2025/26:3101 — Träbyggnadsteknikens betydelse för klimatomställningen av Larry Söder (KD)
- Motion 2025/26:3184 — Bostäder och samhällsbyggnad av Alireza Akhondi m.fl. (C)
- Motion 2025/26:3185 — Livskraft och framtidstro på Sveriges landsbygder av Elisabeth Thand Ringqvist m.fl. (C)
- Motion 2025/26:3210 — Byggande av fler trähus av Sten Bergheden (M)
- Motion 2025/26:3318 — Hållbart byggande - bindande mål för klimatutsläpp från byggsektorn av Janine Alm Ericson m.fl. (MP)
- Motion 2025/26:3338 — Ekonomiska incitament för återbruk i byggsektorn av Marléne Lund Kopparklint (M)
Source: The Swedish Parliament