2024-03-062023/24:UbU7 · p.3UbUEducation

Write-off of student loans

What's at stake: The decision affects recent graduates weighing where in the country to settle, and regions struggling to recruit professionals such as dentists, while also raising questions of fairness between different borrowers in the student loan system.

Case texts and AI reasoning are AI-translated from the Swedish originals; the Swedish text is authoritative.

What the vote decides

The question is whether student loans should be eligible for write-off for those who take work in a particular part of the country or train for a particular shortage occupation, such as dentists in rural areas, or whether the current framework without a write-off option should remain unchanged.

Yes Yes — the committee proposal

The committee notes that under current rules there is no possibility of having student loans written off for those who take work in a particular part of the country or train for a particular profession, and points out that write-offs for certain professional groups could be seen as unfair by other borrowers and would be difficult to use as a regional-policy instrument. The committee stands by this assessment and rejects the motions on writing off student loans.

No No — the reservations

Reservation 5 (SD)

The reservation wants the government to investigate reducing study debt for dentists who choose to work in rural and sparsely populated areas, pointing to a US system where, for example, doctors who commit to working in rural areas for a number of years get their study debt reduced as a bonus, and arguing that a similar system should be considered for dentists in Swedish rural and sparsely populated areas.

Summarised from the committee report. Party labels in the summary come from the report, not from the vote.

VSMPCLKDMSD
YesNoAbstainAbsent

What do the votes mean here?

Yes The committee proposal: rejecting the motions (keeping things as they are).

No Backing the counter-proposal: reservation 5 by SD.

Abstain The party marks a position of its own that is not one of the two final alternatives.

What each plan points to — and how the party voted

For each party: the vote its own election manifesto and party programme point to in this case, next to how the party actually voted. A plan can only point to Yes or No; a party can also abstain.

PlanVoteConfidenceEvidence
VNoYes 20/0/0/4departs from the planconfidence: lowderived
SNoYes 93/0/0/13departs from the planconfidence: lownot addressed
MPNoYes 15/0/0/3departs from the planconfidence: lownot addressed
CNoAbstain 0/0/19/5departs from the planconfidence: highderived
LNoYes 13/0/0/3departs from the planconfidence: lownot addressed
KDNoYes 16/0/0/3departs from the planconfidence: lowderived
MNoYes 60/0/0/8departs from the planconfidence: mediumderived
SDown reservationNoNo 0/61/0/11follows the planconfidence: mediumnot addressed

Committee proposal

The Riksdag rejects the motions 2023/24:2070 by Carina Ståhl Herrstedt et al. (SD) demand 2 and 2023/24:2457 by Muharrem Demirok et al. (C) demand 13.

Original (Swedish)

Riksdagen avslår motionerna 2023/24:2070 av Carina Ståhl Herrstedt m.fl. (SD) yrkande 2 och 2023/24:2457 av Muharrem Demirok m.fl. (C) yrkande 13.

Riksdag decision: The Riksdag rejected approximately 30 proposals on student support. The motions deal, among other things, with conditions within the student support system, study grants for retraining, further education and write-off of student loans. The proposals were submitted during the general motion period in 2023. The Riksdag refers, among other things, to applicable provisions, ongoing work and measures taken.

Counter-proposals

Plan vs actual vote

Every party, in chamber order: what its own plan pointed to, how it voted, and the reasoning behind both. Highlighted rows are where the two differ — but a vote that follows the plan is a result too, so the reasoning is there for every party.

VVänsterpartietNoYesdeparts from the planderived

The plan demands fair and accessible care regardless of where in the country one lives and dental care that people are not forced to say no to.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan demands fair and accessible care regardless of where in the country one lives and dental care that people are not forced to say no to. The party programme explicitly opens for targeted state support outside the equalization system to rural areas. To test reduced study debts for dentists in sparsely populated areas is such a targeted regional policy instrument, but the plan does not mention cancellation of student loans.

Original (Swedish)

Planen kräver en jämlik och tillgänglig vård oavsett var i landet man bor och en tandvård som människor inte tvingas tacka nej till. Partiprogrammet öppnar uttryckligen för riktade statliga stöd utanför utjämningssystemet till landsbygd. Att pröva reducerade studieskulder för tandläkare i glesbygd är ett sådant riktat regionalpolitiskt instrument, men planen nämner inte avskrivning av studielån.

  • fair care throughout the countrydecisive»Sjukvården måste vara jämlik, jämställd och tillgänglig, oavsett var i landet du bor och oavsett vem du är.« (2022 manifesto ↗)“Healthcare must be fair, equal and accessible, regardless of where in the country you live and regardless of who you are.”
  • targeted state support to rural areas»Det ska vara möjligt att ge riktade statliga stöd utanför utjämningssystemet, t.ex. till utflyttningskommuner, landsbygd och storstäders miljonprogramsområden.« (party programme ↗)“It should be possible to provide targeted state support outside the equalization system, e.g. to depopulation municipalities, rural areas and large cities' million program areas.”
  • accessible dental care»Vänsterpartiet vill därför införa en tandvårdsförsäkring liknande den som finns inom övrig hälso- och sjukvård« (2022 manifesto ↗)“The Left Party therefore wants to introduce dental care insurance similar to that which exists within other health and medical care”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

SSocialdemokraternaNoYesdeparts from the plannot addressed

The plan states that the state has a responsibility to secure competence supply and that the link between education and society's personnel needs shall be strengthened, and that all residents throughout the country shall have equivalent access to care.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan states that the state has a responsibility to secure competence supply and that the link between education and society's personnel needs shall be strengthened, and that all residents throughout the country shall have equivalent access to care. Investigating reduced study loans for dentists in sparsely populated areas is such a means for competence supply throughout the country. However, the plan names no write-off instrument, which is why the support is inferred.

Original (Swedish)

Planen säger att staten har ett ansvar för att säkra kompetensförsörjningen och att kopplingen mellan utbildning och samhällets personalbehov ska stärkas, samt att alla invånare i hela landet ska ha likvärdig tillgång till vård. Att utreda reducerade studieskulder för tandläkare i glesbygd är ett sådant medel för kompetensförsörjning i hela landet. Planen namnger dock inget avskrivningsinstrument, varför stödet är härlett.

  • state responsibility for competence supplydecisive»Staten har ett ansvar för att säkra kompetensförsörjningen, inte minst i välfärden.« (2022 manifesto ↗)“The state has a responsibility to secure competence supply, not least in welfare.”
  • equivalent care throughout the country»Alla invånare i hela landet ska ha likvärdig tillgång till skola, vård och omsorg.« (party programme ↗)“All residents throughout the country shall have equivalent access to school, care and welfare services.”
  • education aligned with personnel needs»Det ska finns en starkare koppling mellan de utbildningar som erbjuds och de behov av personal som finns i samhället.« (2022 manifesto ↗)“There shall be a stronger link between the education offered and the personnel needs that exist in society.”
  • state presence throughout the country»Staten ska finnas närvarande i hela landet.« (2022 manifesto ↗)“The state shall be present throughout the country.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

MPMiljöpartietNoYesdeparts from the plannot addressed

The plan demands good care regardless of where in the country you live and that dental care is placed on an equal footing with other healthcare, which requires that there are dentists also in rural and sparsely populated areas.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan demands good care regardless of where in the country you live and that dental care is placed on an equal footing with other healthcare, which requires that there are dentists also in rural and sparsely populated areas. Investigating reduced student loans as a way to staff rural dental care is in line with that, as is the goal of highly qualified jobs throughout the country. The plan, however, says nothing about write-off of student loans, which is why the assessment is uncertain.

Original (Swedish)

Planen kräver bra vård oavsett var i landet man bor och att tandvården jämställs med övrig hälso- och sjukvård, vilket förutsätter att det finns tandläkare även i lands- och glesbygd. Att utreda reducerade studieskulder som ett sätt att bemanna glesbygdens tandvård ligger i linje med det, liksom med målet om högkvalificerade jobb i hela landet. Planen säger dock inget om avskrivning av studielån, varför bedömningen är osäker.

  • equitable care throughout the countrydecisive»Du ska ha rätt till en bra vård, oavsett var i landet du bor.« (2022 manifesto ↗)“You shall have the right to good care, regardless of where in the country you live.”
  • dental care as other healthcare»att tandvården ska jämställas med övrig hälso- och sjukvård, och ingå i samma högkostnadsskydd.« (2022 manifesto ↗)“that dental care shall be placed on an equal footing with other healthcare and included in the same cost limit.”
  • qualified jobs throughout the country»Ett fungerande samhälle bygger på välfärd, utveckling och högkvalificerade jobb i hela landet.« (party programme ↗)“A functioning society is built on welfare, development and highly qualified jobs throughout the country.”
  • publicly funded dental care»Tandvården ska ha samma villkor som övrig vård och ska därför vara en del av den offentligt finansierade vården och ingå i ett gemensamt högkostnadsskydd.« (party programme ↗)“Dental care shall have the same conditions as other healthcare and shall therefore be part of publicly funded care and included in a common cost limit.”

flags: citat_migrerat

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

CCenterpartietNoAbstaindeparts from the planderived

The plan already uses education debt write-off as a tool to recruit qualified personnel across the country, including teachers.

Plan documents: 2022 manifesto · party programme

Reasoning and quotes

The plan already uses education debt write-off as a tool to recruit qualified personnel across the country, including teachers. It also requires safe and accessible care and support regardless of where one lives and sees the development of the entire country as a matter of justice. To investigate reduced education debts for dentists in rural and sparsely populated areas is the same tool for the same purpose, and the plan therefore supports the requirement.

Original (Swedish)

Planen använder redan studiemedelsavskrivning som verktyg för att rekrytera behörig personal i hela landet, om lärare. Den kräver dessutom en trygg och nära vård och omsorg oavsett var man bor och ser hela landets utveckling som en rättvisefråga. Att utreda reducerade studieskulder för tandläkare i lands- och glesbygd är samma verktyg för samma syfte, och planen stöder därför kravet.

  • education debt write-off as recruitment tooldecisive»Med hjälp av fler vägar in i läraryrket och studiemedelsavskrivning kan vi rekrytera fler behöriga lärare i hela landet.« (2022 manifesto ↗)“With help from several entry routes into teaching and education debt write-off we can recruit more qualified teachers across the country.”
  • accessible care regardless of location»Alla ska ha en trygg polisnärvaro, en likvärdig skola och en trygg och nära vård och omsorg — oavsett var de bor.« (2022 manifesto ↗)“Everyone shall have safe, accessible care and support — regardless of where they live.”
  • care throughout the country»God vård och omsorg i hela landet, baserad på vetenskap och beprövad erfarenhet« (party programme ↗)“Good care and support throughout the country, based on science and proven experience”
  • justice between town and country»Att hela landet ska leva är också en fråga om rättvisa.« (2022 manifesto ↗)“That the entire country shall thrive is also a question of justice.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

LLiberalernaNoYesdeparts from the plannot addressed

The plan requires equitable care regardless of place of residence and that no one should be forced to refrain from dental care, and it already uses targeted benefits to make shortage areas attractive to professionals, for example better wages and employment terms for teachers in difficult schools.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan requires equitable care regardless of place of residence and that no one should be forced to refrain from dental care, and it already uses targeted benefits to make shortage areas attractive to professionals, for example better wages and employment terms for teachers in difficult schools. To investigate reduced student loans for dentists in rural and sparsely populated areas follows the same logic. The plan says nothing about writing off student loans, so the conclusion is inferred and uncertain.

Original (Swedish)

Planen kräver jämlik vård oavsett bostadsort och att ingen ska tvingas avstå från tandvård, och den använder redan riktade förmåner för att göra bristorter attraktiva för professionella, exempelvis bättre löne- och anställningsvillkor för lärare på svåra skolor. Att utreda reducerade studieskulder för tandläkare i lands- och glesbygd följer av samma logik. Planen säger inget om avskrivning av studielån, så slutsatsen är härledd och osäker.

  • equitable healthcare throughout the countrydecisive»Vården ska vara jämlik.« (party programme ↗)“Healthcare shall be equitable.”
  • accessible dental care»Ingen ska tvingas avstå från tandvård på grund av låg inkomst.« (party programme ↗)“No one should be forced to refrain from dental care due to low income.”
  • targeted incentives to shortage areas»Det behöver därför bli mer attraktivt för lärare att söka sig till sådana skolor« (party programme ↗)“It therefore needs to become more attractive for teachers to apply to such schools”
  • eased student loan repayment»För dig som studerat och tagit studielån vill vi dessutom införa en femårig CSN-paus, så att du när du vill ska kunna ta ett uppehåll från din återbetalning.« (2022 manifesto ↗)“For you who have studied and taken out a student loan we also want to introduce a five-year CSN pause, so that when you wish you can take a break from your repayment.”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

KDKristdemokraternaNoYesdeparts from the planderived

The plan establishes that all regardless of residence shall have access to the society's basic social rights and wants more surgeries in the countryside so that healthcare is nearby.

Plan documents: party programme · 2022 manifesto

Reasoning and quotes

The plan establishes that all regardless of residence shall have access to the society's basic social rights and wants more surgeries in the countryside so that healthcare is nearby. Regional policy shall in the first place use general means but can be supplemented with targeted measures, which encompasses an investigation into reduced student loans for dentists in sparsely populated areas.

Original (Swedish)

Planen slår fast att alla oavsett bostadsort ska få del av samhällets grundläggande sociala rättigheter och vill ha fler mottagningar på landsbygden så att vården finns nära. Regionalpolitiken ska i första hand använda generella medel men får kompletteras med riktade åtgärder, vilket rymmer en utredning om reducerade studieskulder för tandläkare i glesbygd.

  • equality regardless of residencedecisive»Alla människor ska oavsett bostadsort kunna få del av« (party programme ↗)“All people regardless of residence shall be able to receive”
  • care close by throughout the country»Fler vårdcentraler på landsbygden och enklare för enskilda läkare att starta egen verksamhet - så att vården finns nära till hands.« (2022 manifesto ↗)“More health centers in the countryside and easier for individual doctors to start their own practice - so that healthcare is close at hand.”
  • targeted measures as a supplement»insatser kan sedan kompletteras med riktade åtgärder.« (party programme ↗)“measures can then be supplemented with targeted measures.”
  • general means in the first place»i första hand genom generella stimulansåtgärder« (party programme ↗)“in the first place through general stimulus measures”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

MModeraternaNoYesdeparts from the planderived

The election manifesto already uses student loan write-off as a recruitment tool for an occupation with shortage, through the promise to write off student loans for someone who starts working as a police officer, and combines it with targeted salary initiatives.

Plan documents: 2022 manifesto

Reasoning and quotes

The election manifesto already uses student loan write-off as a recruitment tool for an occupation with shortage, through the promise to write off student loans for someone who starts working as a police officer, and combines it with targeted salary initiatives. The plan also establishes that welfare shall function regardless of where in the country you live. To investigate reduced student debt for dentists in rural and sparsely populated areas follows from the same logic, although dentists are not specifically mentioned.

Original (Swedish)

Valmanifestet använder redan avskrivning av studielån som rekryteringsverktyg för ett bristyrke, genom löftet att skriva av studielånen för den som börjar arbeta som polis, och kombinerar det med riktade lönesatsningar. Planen slår också fast att välfärden ska fungera oavsett var i landet man bor. Att utreda reducerade studieskulder för tandläkare i lands- och glesbygd följer av samma logik, även om just tandläkare inte nämns.

  • write-off as a recruitment tooldecisive»Skriva av studielånen för den som utbildar sig och börjar arbeta som polis« (2022 manifesto ↗)“Write off student loans for someone who trains and starts working as a police officer”
  • equal welfare throughout the country»Du ska kunna känna dig trygg med att välfärden fungerar oavsett var i landet du bor.« (2022 manifesto ↗)“You should be able to feel secure that welfare functions regardless of where in the country you live.”
  • all of Sweden shall function»Men ska det gå att bo och verka i hela Sverige måste också hela Sverige fungera.« (2022 manifesto ↗)“But if you are to be able to live and work throughout Sweden, all of Sweden must also function.”
  • targeted initiatives towards shortage occupations»Rikta en särskild lönesatsning till poliser – så att fler stannar kvar och söker sig till yrket« (2022 manifesto ↗)“Target a special salary initiative to police officers – so that more stay and seek out the profession”

The plan takes no explicit position on what the committee actually decided — often because the committee's reason was procedural. The stance is derived and fully cited, but it does not show the party broke a commitment.

SDSverigedemokraternaNoNofollows the plannot addressed

The plan states that citizens in a high-tax country have the right to good and accessible care even outside the major cities, and that dental care should be offered on the same terms as other care.

Plan documents: 2022 manifesto

Reasoning and quotes

The plan states that citizens in a high-tax country have the right to good and accessible care even outside the major cities, and that dental care should be offered on the same terms as other care. Testing a tool that gets dentists to work in rural and sparsely populated areas serves exactly that goal. The plan does not mention student loans, but the direction follows from the commitment to care throughout the country.

Original (Swedish)

Planen slår fast att medborgare i ett högskatteland har rätt till god och tillgänglig vård även utanför storstäderna, och att tandvård ska erbjudas på samma villkor som annan vård. Att pröva ett verktyg som får tandläkare att arbeta i lands- och glesbygd tjänar just det målet. Planen nämner inte studielån, men riktningen följer av åtagandet om vård i hela landet.

  • care even outside major citiesdecisive»Sverigedemokraterna anser att medborgare i ett högskatteland har rätt att förvänta sig en god och tillgänglig sjukvård, även utanför storstäderna.« (2022 manifesto ↗)“Sweden Democrats believe that citizens in a high-tax country have the right to expect good and accessible healthcare, even outside the major cities.”
  • dental care as other care»Att alla medborgare ska erbjudas tandvård på samma villkor som annan vård« (2022 manifesto ↗)“That all citizens should be offered dental care on the same terms as other care”
  • care throughout the country»En viktig uppgift är att säkerställa att det finns akut- och förlossningsvård över hela landet, även i glest befolkade regioner samt att införa ett gemensamt nationellt patientjournalsystem.« (2022 manifesto ↗)“An important task is to ensure that there is acute and maternity care throughout the country, including in sparsely populated regions, and to introduce a common national patient record system.”
  • policy for the whole of Sweden»Bedriva en politik för hela Sverige« (2022 manifesto ↗)“Conduct a policy for the whole of Sweden”

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Sources and documents

Documents under consideration

Source: The Swedish Parliament